Here’s the scenario that comes up more often than it should:
A debt resolution company has been working with a client for months. They’ve made progress. Then a creditor files a lawsuit. The client has 20 to 30 days to respond. If they don’t, a default judgment is entered — which opens the door to wage garnishment, bank levies, and property liens. The negotiation work that’s been done becomes nearly irrelevant.
That’s where debt defense legal services step in — not to compete with your process, but to protect it.
What debt defense involves:
- Reviewing the complaint for defects, standing issues, or statute of limitations problems
- Filing a timely answer to prevent a default judgment
- Challenging the plaintiff’s evidence
- Negotiating from a position of strength rather than default
- Appearing at hearings on the client’s behalf
The goals are aligned. Both approaches aim to resolve debt in the most favorable terms for the consumer. A client who loses a default judgment can lose everything your team has worked to protect for them.
What to look for when considering a referral:
- Client has received a summons and complaint
- The response deadline is approaching or has been missed
- Significant debt amount or an aggressive creditor or debt buyer
- Client is in a state where wage garnishment is common
Ginsburg Law Group pays referral fees of $400 to $1,000 per accepted case, with preference for pre-judgment referrals. We serve PA, NJ, MD, CA, TN, TX, FL, AZ, and WY.
Every referral receives a free case evaluation.
If your clients are facing lawsuits and you want a trusted debt defense partner, I’d welcome the conversation.
📞 855-978-6564 | info@ginsburglawgroup.com | www.ginsburglawgroup.com
