10 Aug

Debt Defense, Debt Resolution, General Financial

Debt resolution and debt defense aren’t competing services. They’re complementary ones — and understanding that distinction can change the outcome for your clients.

• August 10, 2026
• By AmyGinsburg
• 0 comments

Here's the scenario that comes up more often than it should: A debt...

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08 Jul

Lemon Law, FCRA, Consumer Law, Debt Resolution, General Financial

Can a Bank Remove Late Payments or Charge-Offs as a Courtesy? Understanding Goodwill Credit Adjustments

• July 8, 2026
• By AmyGinsburg

You've finally done everything right. You paid off the balance.

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21 May

Debt Defense, FDCPA, Merchant Cash Advance, Debt Resolution, General Financial, MCA

Spartan Collection Practices and the Growing Pressure on Small Businesses

• May 19, 2026
• By AmyGinsburg

For small business owners, access to fast capital can feel like a necessity rather than a choice. Unexpected expe...

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10 Apr

Debt Defense, Bankruptcy, Consumer Protection, Debt Resolution, General Financial

How to Request a Hardship Accommodation from Creditors (and Actually Get a Yes)

• April 10, 2026
• By AmyGinsburg

When life takes an unexpected turn—job loss, medical issues, divorce, or a sudden drop in income—keeping up with ...

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10 Apr

General Financial, Debt Resolution, Consumer Law, FDCPA, FCRA, Debt Defense

If You Can’t Pay It Off This Cycle, Don’t Swipe: The Rule That Can Keep You Out of Credit Card Debt

• April 2, 2026
• By AmyGinsburg

Credit cards are one of the most powerful financial tools available—and one of the easiest to misuse.

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08 Apr

Debt Defense, FCRA, FDCPA, Consumer Law, Debt Resolution, General Financial

Should You Make Multiple Payments on Your Credit Card Each Month? The Benefits (and When It Actually Matters)

• April 2, 2026
• By AmyGinsburg

When it comes to managing credit cards, most people follow a simple rule:

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02 Apr

Debt Defense, FCRA, FDCPA, Consumer Law, Debt Resolution, General Financial

Interest vs. APR (and Other Credit Card Terms You Must Understand to Avoid Costly Mistakes)

• April 2, 2026
• By AmyGinsburg

If you’ve ever looked at your credit card statement and felt confused by the terminology, you’re not alone.

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02 Apr

FCRA, FDCPA, Consumer Fraud, Consumer Protection, Consumer Law, General Financial

The Snowball Method for Paying Off Debt (and How It Compares to Other Strategies)

• April 2, 2026
• By AmyGinsburg

If you’re dealing with credit card debt—or any kind of consumer debt—you’ve probably asked yourself:

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02 Apr

Debt Defense, FCRA, FDCPA, Consumer Protection, Consumer Law, Debt Resolution, General Financial

Stop Credit Card Debt Before It Starts: Top Tips You Need to Know

• April 2, 2026
• By AmyGinsburg

Credit cards can either be one of the most useful financial tools you have—or one of the fastest ways to fall int...

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02 Apr

FCRA, FDCPA, Consumer Law, Debt Resolution, General Financial

Use Credit Cards to Support Your Budget—Not Replace It

• April 2, 2026
• By AmyGinsburg

Credit cards are everywhere. They’re convenient, widely accepted, and often come with rewards, perks, and protect...

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