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College Student Legal Protection Services
Free Consultation Available
Protect Your Young Adult Before They Leave Home
Sending your child off to college is an exciting milestone. Between dorm shopping, class schedules, meal plans, and move-in day, one critical item is often overlooked: their legal documents.
When your child turns 18, they become a legal adult. While you may still be paying tuition, covering them on your health insurance, or supporting them financially, the law generally recognizes them—not you—as the decision-maker.
Without the proper legal documents, you may not be able to:
- Access important medical information
- Speak with healthcare providers
- Obtain educational records
- Assist with financial or legal matters if your child becomes incapacitated
- Ensure your child’s healthcare wishes are known during a medical emergency
At Ginsburg Law Group, P.C., we make it easy for families to prepare with affordable legal packages designed specifically for college students and other young adults.
Why Legal Planning Matters at Age 18
Many parents are surprised to learn that their legal rights change the moment their child reaches adulthood.
Whether your student attends college nearby, across the country, or overseas, an unexpected illness or accident can leave parents unable to help simply because privacy laws restrict access to information.
Preparing these documents before your student leaves home can provide peace of mind for the entire family.
Our College Student Protection Packages
Essential College Protection Package — $300
Our Essential Package includes three of the most important legal documents every young adult should consider:
✔ FERPA Authorization
✔ HIPAA Authorization
✔ Durable Power of Attorney
Complete College Protection Package — $400
Includes everything in the Essential Package, plus:
✔ Living Will (Advance Healthcare Directive)
Understanding Each Document
FERPA Authorization
The Family Educational Rights and Privacy Act (FERPA) protects the privacy of a student’s educational records once they reach age 18 or begin attending college.
Without written authorization, colleges may be limited in discussing:
- Grades
- Academic standing
- Financial aid
- Tuition accounts
- Housing issues
- Disciplinary matters
- Student records
A FERPA authorization allows your student to designate trusted individuals who may receive certain educational information.
HIPAA Authorization
The Health Insurance Portability and Accountability Act (HIPAA) protects an adult’s medical information.
Even during a medical emergency, healthcare providers may be limited in what they can discuss without authorization.
A HIPAA Authorization may permit designated individuals to:
- Receive medical updates
- Speak with physicians
- Discuss treatment plans
- Access medical records
- Coordinate healthcare when appropriate
This document can be invaluable if your student is hospitalized or receiving medical treatment away from home.
Durable Power of Attorney
A Durable Power of Attorney allows your child to appoint someone they trust to assist with financial and legal matters if they are unable to do so themselves.
Depending on the authority granted, this document may help with:
- Banking transactions
- Insurance claims
- Housing matters
- Vehicle issues
- Government paperwork
- Financial obligations
- Legal documents
Rather than requiring a costly court-appointed guardian or conservator, a properly drafted power of attorney can provide an efficient way to assist during periods of incapacity.
Living Will (Advance Healthcare Directive)
A Living Will allows your child to express their wishes regarding future medical care if they become unable to communicate.
The document may address issues involving:
- Life-sustaining treatment
- Artificial nutrition and hydration
- Pain management
- End-of-life care
- Other healthcare preferences
While no family wants to think about these situations, having these decisions documented can reduce uncertainty during an already difficult time.
Who Should Consider These Documents?
These legal documents are valuable for virtually every young adult, including:
- College students
- Graduate students
- Students studying abroad
- Trade school students
- Military members
- Young professionals
- Individuals taking a gap year
- Anyone age 18 or older beginning independent adulthood
Common Questions
If I’m paying tuition, don’t I automatically have access?
Generally, no. Federal privacy laws may limit what schools can disclose once a student reaches adulthood.
My child is on my health insurance. Doesn’t that give me access to medical information?
Not necessarily. Insurance coverage does not automatically provide authority to receive protected health information.
My child is healthy. Why would they need these documents?
These documents are not based on current health—they are designed for unexpected circumstances. Accidents, illnesses, and emergencies can happen to anyone.
Are these documents recognized in every state?
Requirements vary by state, and we prepare documents appropriate for the jurisdiction in which your student resides or where the documents will be used. If your student is attending school in another state, we can discuss any additional planning considerations.
What payment forms are accepted?
You can pay by cash or check.
We also accept all major credit cards via our portal: CLICK HERE.
Why Choose Ginsburg Law Group, P.C.?
We help families prepare for life’s important transitions. We understand that every family is different, and we take the time to explain each document in plain language so you and your child understand its purpose.
Our process is straightforward, efficient, and designed to fit busy family schedules.
When you work with us, you receive:
- Personalized legal advice
- Professionally prepared legal documents
- Guidance on proper execution
- Answers to your questions
- Experienced estate planning attorneys dedicated to protecting your family’s future
Schedule Your Appointment Today
Before your student heads off to college, give them—and yourself—the benefit of thoughtful legal planning.
Essential College Protection Package
FERPA Authorization + HIPAA Authorization + Durable Power of Attorney
$300
Complete College Protection Package
FERPA Authorization + HIPAA Authorization + Durable Power of Attorney + Living Will
$400
CONTACT US:
Call: 855-978-6564
Email: estates@ginsburglawgroup.com
