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        • What to Expect at Your Trial
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        • Estate Planning Guide: Revocable vs. Irrevocable Trusts
        • What to Do When a Loved One Passes Away
        • Estate Planning – What Your Family Should Know
        • Best Practices – Powers of Attorney & Health Care Directives
      • Estate Planning – Trust Planning
        • Estate Planning – Living Trusts 101
        • Estate Planning – Lifetime Protection Trusts
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        • Estate Planning Guide: Florida
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    • Fair Credit Reporting Act (FCRA)
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      • FCRA Deposition Preparation Guide
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      • Debt Resolution and Credit Reporting
    • Fair Debt Collection Practices Act (FDCPA)
      • Fair Debt Collection Practices Act (FDCPA) – Intake Process & Documents
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      • Aging Debt: What It Is and How to Avoid It
      • FDCPA Research Toolkit
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        • Under the Hood with Attorney Amy Ginsburg
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        • New Jersey Lemon Law – Complete Consumer Guide
        • Pennsylvania Lemon Law – Complete Consumer Guide
        • Tennessee Lemon Law – Complete Consumer Guide
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        • Wyoming Lemon Law – Complete Consumer Guide
        • Magnuson-Moss Warranty Act – Complete Consumer Guide
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      • Lemon Law Mediation – What to Expect and How to Prepare
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        • Foreclosure – Pennsylvania
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    • Social Security Disability Claims
    • Telephone Consumer Protection Act
      • TCPA Toolkit
      • TCPA – Defending Your Claim
      • TCPA Deposition Preparation Guide
      • Scrubbing Phone Numbers
      • The TCPA Defendant Research Toolkit
      • TCPA Research on CHATGPT
      • Telephone Consumer Protection Act – Intake Process & Documents
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      • Travel Law & Personal Travel Tips with Amy Ginsburg
  • Locations
    • Contact Towson, MD
    • Contact Hixson, TN
    • Contact Fort Myers, FL
    • Contact San Antonio, TX
    • Contact Sacramento, CA
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    Real Estate

    White wooden house with a bright red metal roof, central glass doors, and two hanging flower baskets along the entryway, surrounded by a garden and rocks.
    20 Aug
    Real Estate

    Pennsylvania Foreclosure: What Homeowners Need to Know About Their Rights and Options

    • August 19, 2026
    • By author-avatar AmyGinsburg
    • 0 comments
    Falling behind on your mortgage can quickly become overwhelming. A missed payment may lead to collection letters,...

    Continue reading

    Beautiful modern brick home
    19 Aug
    Real Estate, Foreclosure

    New Jersey Foreclosure: What Homeowners Need to Know About Their Rights and Options

    • August 19, 2026
    • By author-avatar AmyGinsburg
    • 0 comments
    Falling behind on a mortgage can be frightening. For New Jersey homeowners, receiving a foreclosure notice, summo...

    Continue reading

    Blue roofed Farmhouse with long front porch with dormers
    13 Aug
    Real Estate, Estate Planning

    Should You Put Your Texas Home in a Trust or LLC If You Plan to Turn It Into a Rental?

    • August 13, 2026
    • By author-avatar AmyGinsburg
    • 0 comments
    You own a home in Texas that is currently your primary residence. At some point, you plan to downsize, move into ...

    Continue reading

    Businessman trying to improve credit score
    21 Jul
    Real Estate, FCRA

    The Credit Score You Really Need to Buy a Home in 2026

    • July 16, 2026
    • By author-avatar AmyGinsburg
    Why There Isn't One "Magic Number"—And What Mortgage Lenders Are Really Looking For

    Continue reading

    Mortgage application
    18 Jul
    Real Estate, FCRA

    Applying for a Mortgage? Why Your Credit Score May Look Different in 2026

    • July 16, 2026
    • By author-avatar AmyGinsburg
    Don't Panic If the Lender's Credit Score Doesn't Match the One You Checked Online ...

    Continue reading

    23 Apr
    Real Estate, Estate Planning

    What Is a Lady Bird Deed? A Simple Guide to Enhanced Life Estate Deeds

    • April 23, 2026
    • By author-avatar AmyGinsburg
    Estate planning doesn’t have to be complicated—but it does need to be effective. One tool that has gained popular...

    Continue reading

    Small house on an autumn’s day
    02 Apr
    FCRA, Real Estate, Foreclosure

    Can a New Mortgage Lender Report a Delinquent Debt in the First 60–90 Days After Taking Over Your Loan?

    • April 2, 2026
    • By author-avatar AmyGinsburg
    When your mortgage loan is transferred from one lender or servicer to another, it can feel like the ground shifts...

    Continue reading

    09 Mar
    Real Estate, Foreclosure

    How to Stop Foreclosure on My Home: Your 2026 Legal Guide

    • March 9, 2026
    • By author-avatar AmyGinsburg
    Receiving a foreclosure notice is a gut-wrenching experience, but I want to be very clear: this is not the end of...

    Continue reading

    18 Feb
    Real Estate

    Surplus Funds Austin: How To Find & Claim In Travis County

    • February 18, 2026
    • By author-avatar AmyGinsburg
    Every year, thousands of dollars in excess foreclosure proceeds go unclaimed in Travis County. If you're searchin...

    Continue reading

    10 Feb
    Real Estate, Bankruptcy

    Will Bankruptcy Make You Move Out? What Happens to Your House After Filing

    • February 10, 2026
    • By author-avatar AmyGinsburg
    If you’ve filed bankruptcy and you’re worried about losing your home, you are definitely not alone. A lot of peop...

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      Email: info@ginsburglawgroup.com

      Office: 855-978-6564

      Fax: 855-777-0043

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      Ginsburg Law Group, P.C.
      653 W. Skippack Pike
      Suite 300-71
      Blue Bell, PA 19422

      Mailing Addresses:
      • 10265 Rockingham Drive Ste. 100 PMB 6088 Sacramento, CA 95827
      • 5450 Highway 153 Suite 126 #1064 Hixson, TN 37421
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      Mailing Addresses:
      • 3236 Forum Blvd #1014 Fort Myers, FL 33905
      • 2186 Jackson Keller Rd San Antonio, TX 78213
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      • Home
        • Navigation Center
      • About
        • Meet the Team
          • Careers at Ginsburg Law Group: Build Your Future With Us
        • Ginsburg Law Group Case Analyzer
        • Legal Service Plans and Legal Insurance Plans
          • Legal Plan – Estate Planning
        • Client Resources
          • Payments
          • Zoom Meetings
          • Client Portal
          • Scheduling
          • Creditor Payment Links
        • Client Experiences
          • Give Us A Review!
          • Debt Defense Feedback
        • Consumer Resources
          • Consumer Rights Research Suite
          • Common Consumer Scams
          • Dealing with Debt
            • Choosing the Right Path to Get Out of Debt
            • Debt: Understand Your Options
            • Surviving Debt
            • Increasing Your Income and Reducing Your Expenses
            • Financial Assistance Options
            • Housing – Rental Assistance
          • Establishing Actual Damages in Consumer Cases
          • Deposition Pointers
        • Consumer News
          • Blog
          • The Consumer Bar
        • Community Engagement
        • Media Resources
      • Practice Areas
        • Consumer Bankruptcy
          • Bankruptcy – Chapter 7
            • Bankruptcy – Chapter 7 in Pennsylvania
          • Bankruptcy – Chapter 13
            • Chapter 13 Plans
              • Bankruptcy – Affording a Plan
            • Chapter 13 – Co-Debtors
            • Bankruptcy – Surviving During Chapter 13
            • Bankruptcy – Chapter 13 in Pennsylvania
          • Bankruptcy – Conversions
          • Bankruptcy – Timing of Filing
            • Bankruptcy – Emergency Situations – Sale Tomorrow
            • Bankruptcy – When Bankruptcy Is Not a Good Option
            • Bankruptcy – Timing & Taxes
            • Bankruptcy – Timing and Divorce
          • Bankruptcy Client Resources
            • Bankruptcy – 341 Meeting
            • Bankruptcy – Attorney Fees
            • Bankruptcy – Automatic Stay
            • Bankruptcy – The Bankruptcy Information Sheet
            • Bankruptcy – Changes After Filing
            • Bankruptcy – Changed Circumstances
              • Bankruptcy – Inheritance, Lottery Winnings, and Other Windfalls
            • Bankruptcy Courses
            • Bankruptcy – Exemptions
            • Bankruptcy – Means Test
            • Bankruptcy and Privacy
            • Bankruptcy – Signing Your Petition
            • Bankruptcy – Trustee Info
            • Bankruptcy – US Trustee Audits
            • Bankruptcy – PA Eastern District Bankruptcy Court
            • Bankruptcy – PA Middle District Bankruptcy Court
            • Bankruptcy – PA Western District Bankruptcy Court
          • Bankruptcy FAQ
            • Bankruptcy – 401K Loans
            • Bankruptcy – Domestic Issues
            • Bankruptcy – Family Payments
            • Bankruptcy – Foreclosure
              • Mortgage Modification Options in Pennsylvania Through Bankruptcy
            • Bankruptcy – Fraud or Mistake
            • Bankruptcy – Home Equity
            • Bankruptcy – No Income
            • Bankruptcy – Preferential Payments
            • Bankruptcy – Property Transfers
            • Bankruptcy – Reducing Car Payments
              • Bankruptcy – Cram Down
            • Bankruptcy and Scams
              • Bankruptcy – Victims of Fraud
            • Bankruptcy – Season Tickets
            • Bankruptcy – Spending After Filing
              • Bankruptcy – College Planning
              • Bankruptcy – Vacations and Travel
            • Bankruptcy and Taxes
            • Bankruptcy – Timeshares
              • Bankruptcy – Disney Vacation Club
            • Bankruptcy – Student Loan Debt
              • Bankruptcy – Student Loan Relief Options
              • Bankruptcy – Government and Federal Programs for Student Loans
          • Bankruptcy – Life Events and Bankruptcy
            • Bankruptcy and Divorce
            • Bankruptcy – Unpaid Maternity Leave
            • Bankruptcy – Short Term Disability
          • Bankruptcy – Life After Bankruptcy
            • Bankruptcy – Renting After Bankruptcy
            • Bankruptcy – Rebuilding Credit After Bankruptcy
        • Dealer Fraud
          • Pre-Delivery Damage
          • Spot Delivery / Yo-Yo Financing
          • Odometer Rollback
        • Debt Defense
          • Debt Defense Resources
            • Debt: Understand Your Options
            • Debt Defense Case Information
            • Debt Defense – Learn the Lingo
            • Debt Collection – Statute of Limitations
            • Find My Original Creditor
            • Debt Resolution and Credit Reporting
            • Student Loan Debt
          • Debt Defense – State Procedures
            • Debt Defense – Arizona Procedure
            • Debt Defense – California Procedure
            • Debt Defense – Florida Procedure
            • Debt Defense – Maryland Procedure
            • Debt Defense – New Jersey Procedure
            • Debt Defense – Pennsylvania Procedure
            • Debt Defense – Tennessee Procedure
            • Debt Defense – Texas Procedure
            • Debt Defense – Wyoming Procedure
          • Debt Defense – Understanding the Process
            • Debt Defense – How to Challenge a Debt Collector Lawsuit
            • Understanding the Discovery Process
            • Understanding ADR Options
            • Debt Defense – Fight a Default Judgment
            • Motions for Summary Judgment
            • What to Expect at Your Trial
            • Judgments
          • Guided Defense: Support for Self-Represented Consumer Debtors
          • Debt Defense FAQ
          • Debt Defense Services for Debt Resolution Companies
          • Business Debt Negotiation & Restructuring
          • Debt Defense Self Help Resources
            • Debt Defense – What to Expect from Debt Defense Attorneys
            • Debt Collector Playbook vs. Consumer Defense Playbook
            • How to Settle Debt Yourself (DIY Guide)
          • Debt Settlement & Debt Resolution Services
            • Arizona Debt Settlement & Debt Resolution
            • California Debt Settlement & Debt Resolution
            • Florida Debt Settlement & Debt Resolution
            • Maryland Debt Settlement & Debt Resolution
            • New Jersey Debt Settlement & Debt Resolution
            • Pennsylvania Debt Settlement & Debt Resolution
            • Tennessee Debt Settlement & Debt Resolution
            • Texas Debt Settlement & Debt Resolution
            • Wyoming Debt Settlement & Debt Resolution
        • Deceptive Trade Practices
        • Estate Planning
          • Estate Planning Roadmap
          • Estate Planning – Q&A
          • Estate Planning Hub
            • Estate Planning – Know Your Assets
            • Estate Planning – Wills and Testamentary Trusts
            • Estate Planning – Understanding Will Language
            • Estate Planning – Planning Your Distributions
            • Estate Planning – Community Property States
            • Estate Planning Guide: Revocable vs. Irrevocable Trusts
            • Estate Planning Guide: HEMS
            • What to Do When a Loved One Passes Away
            • Estate Planning – What Your Family Should Know
            • Best Practices – Powers of Attorney & Health Care Directives
            • College Student Legal Protection Services
          • Estate Planning – Trust Planning
            • Estate Planning – Living Trusts 101
            • Estate Planning – Lifetime Protection Trusts
            • Estate Planning – Charitable/Special Needs/Medicaid Trusts
            • Estate Planning – Funding Your Trust
          • Estate Planning Flexibility
          • Estate Planning – Executor and Trustee Duties
          • Estate Planning – Tax Considerations (2025)
          • Estate Planning – Using Yourefolio
          • Estate Planning – Where to Plan
            • Estate Planning Guide: New Jersey
            • Estate Planning Guide: Pennsylvania
            • Estate Planning Guide: Maryland
            • Estate Planning Guide: Florida
            • Estate Planning Guide: Wyoming
            • Estate Planning Guide: California
            • Estate Planning Guide: Arizona
            • Estate Planning Guide: Texas
            • Estate Planning Guide: Tennessee
          • How to Prepare for Your Estate Planning Meeting
          • Estate Planning – Estate Planning Vault
        • Fair Debt Collection Practices Act (FDCPA)
          • FDCPA – Spotting Common Violations
          • FDCPA – Evidence
          • FDCPA Deposition Preparation Guide
          • Aging Debt: What It Is and How to Avoid It
          • Debt Resolution and Credit Reporting
          • FDCPA Research Toolkit
          • Fair Debt Collection Practices Act (FDCPA) – Intake Process & Documents
        • Fair Credit Reporting Act (FCRA)
          • FCRA Deposition Preparation Guide
          • FCRA – Spotting Violations
          • Credit Report Dispute Guide
          • Improving Your Credit Score
        • Insurance Bad Faith
        • Lemon Law and Breach of Warranty
          • Lemon Law Research Suite
          • Lemon Law Repurchase Calculator
          • Lemon Law Pre-Filing ADR Programs
          • Lemon Law – Depositions
          • Lemon Law Mediation – What to Expect and How to Prepare
          • Lemon Law – Common Defenses
          • Lemon Law Resources
            • Under the Hood with Attorney Amy Ginsburg
            • Arizona Lemon Law – Complete Consumer Guide
            • California Lemon Law – Complete Consumer Guide
            • Florida Lemon Law – Complete Consumer Guide
            • Maryland Lemon Law – Complete Consumer Guide
            • New Jersey Lemon Law – Complete Consumer Guide
            • Pennsylvania Lemon Law – Complete Consumer Guide
            • Tennessee Lemon Law – Complete Consumer Guide
            • Texas Lemon Law – Complete Consumer Guide
            • Wyoming Lemon Law – Complete Consumer Guide
            • Magnuson-Moss Warranty Act – Complete Consumer Guide
          • Lemon Law Case Evaluation
        • Personal Injury
          • Personal Injury – Truck Accident
          • Personal Injury – Car Accident Claims
          • Personal Injury – Slip and Fall Lawyer
        • Real Estate
          • Foreclosure
            • Foreclosure – The Process
            • Foreclosure – Pennsylvania
            • Foreclosure – Homeowner Programs
            • Foreclosure – When Bankruptcy Won’t Work
          • Housing – Rental Assistance
          • Surplus Funds From Tax Sales & Foreclosure Sale
        • Social Security Disability Claims
        • Travel Law
          • Travel Law & Personal Travel Tips with Amy Ginsburg
        • Telephone Consumer Protection Act
          • TCPA Toolkit
          • TCPA – Defending Your Claim
          • TCPA Deposition Preparation Guide
          • Scrubbing Phone Numbers
          • The TCPA Defendant Research Toolkit
          • TCPA Research on CHATGPT
          • Telephone Consumer Protection Act – Intake Process & Documents
      • Locations
        • Contact Hixson, TN
        • Contact Towson, MD
        • Contact Fort Myers, FL
        • Contact Sacramento, CA
        • Contact San Antonio, TX
        • Contact Knoxville, TN