24 Jul

Debt Defense, Bankruptcy, Consumer Protection

Are Americans Becoming More Careful With Borrowing? What the Latest Federal Reserve Numbers Tell Us

• July 16, 2026
• By AmyGinsburg
• 0 comments

New Federal Reserve Data Suggests Consumers Are Becoming More Selective About Taking on Debt—But Caution Doesn't Al...

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18 Jul

Debt Defense, Consumer Protection

Credit Card Interest Rates Are Still Above 20%: Here’s Why Carrying a Balance Is More Expensive Than Ever

• July 16, 2026
• By AmyGinsburg
• 0 comments

The Cost of Credit Card Debt Has Never Felt Higher—Here's What Every Consumer Should Know

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16 Jul

Debt Defense, Consumer Protection

Why Americans Are Finally Using Less Credit Card Debt—And Why It Doesn’t Mean They’re Out of Financial Trouble

• July 16, 2026
• By AmyGinsburg

Americans Are Charging Less on Their Credit Cards, But That's Only Part of the Financial Story ...

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16 Jul

Consumer Fraud, Consumer Protection

FaceTime Scams Are Getting Smarter: What to Do If Criminals Empty Your Bank Account

• July 16, 2026
• By AmyGinsburg

Scammers Are Using FaceTime, Fake Bank Calls, and Screen Sharing to Steal Thousands. Here's How to Protect Yourself...

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16 Jul

Debt Defense, Consumer Protection

Americans Now Owe $18.8 Trillion: What the Latest Household Debt Report Means for Your Financial Future

• July 16, 2026
• By AmyGinsburg

The latest Household Debt and Credit Report from the Federal Reserve Bank of New York paints a picture of an Amer...

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07 Jul

Debt Defense, Consumer Protection

Walmart Is Lowering Prices. Here’s How to Make Those Savings Count When You’re Dealing With Rising Costs and Debt.

• July 7, 2026
• By AmyGinsburg

For years, American families have felt like they were running on a financial treadmill. Grocery bills climbed, ho...

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04 Jul

Debt Defense, Consumer Protection

Debt Consolidation Relief: Is Consolidating Your Debt the Right Choice?

• July 4, 2026
• By AmyGinsburg

If you're juggling multiple credit card bills, personal loans, medical debts, or collection accounts every month,...

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13 May

Consumer Law, Consumer Protection

Justice Delayed: Why Virtual Court Access Is Essential for Working Families and Seniors

• May 13, 2026
• By AmyGinsburg

For generations, the American justice system has relied on a simple assumption: if you are sued, cited, summoned,...

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14 Apr

Consumer Protection, Consumer Law

Consumer Rights for Gen Z: How to Protect Yourself From Scams, Debt, and Bad Deals

• March 20, 2026
• By AmyGinsburg

If you’re part of Gen Z, you’ve grown up in a world where almost everything involves a financial transaction.

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10 Apr

Debt Defense, Bankruptcy, Consumer Protection, Debt Resolution, General Financial

How to Request a Hardship Accommodation from Creditors (and Actually Get a Yes)

• April 10, 2026
• By AmyGinsburg

When life takes an unexpected turn—job loss, medical issues, divorce, or a sudden drop in income—keeping up with ...

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