10 Jun

Debt Defense, FDCPA, Debt Resolution

Debt Buyer vs. Debt Collector: What’s the Difference and Why It Matters

• June 10, 2026
• By AmyGinsburg
• 0 comments

If you've received a collection letter, seen a collection account on your credit report, or been sued over an old...

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10 Jun

Debt Defense, FDCPA

Who Is MCM, and How Do They Buy and Collect Debts?

• June 10, 2026
• By AmyGinsburg
• 0 comments

If you received a letter, phone call, lawsuit, or credit report entry from Midland Credit Management, often calle...

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09 Jun

Debt Defense

Sued by a Debt Buyer? What to Do in the First 10 Days After You’re Served

• June 9, 2026
• By AmyGinsburg
• 0 comments

Getting served with a lawsuit for a credit card or personal loan can feel like a punch to the stomach. Many consu...

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09 Jun

Debt Defense

Are Debt Collectors Calling Your Boss? How to Make It Stop.

• June 9, 2026
• By AmyGinsburg
• 0 comments

You’re at your desk, trying to focus on a deadline, when your desk phone r...

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03 Jun

Debt Defense, Merchant Cash Advance, MCA

The Hidden Cost of Merchant Cash Advances: How Fees and Renewals Can Trap Small Businesses in a Cycle of Debt

• June 3, 2026
• By AmyGinsburg

When a small business needs money quickly, a Merchant Cash Advance (MCA) can seem like the perfect solution.

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03 Jun

MCA, Debt Defense, Merchant Cash Advance

Sued by Spartan Capital or Another Merchant Cash Advance Company? What Small Business Owners Need to Know

• June 3, 2026
• By AmyGinsburg

Many small business owners turn to Merchant Cash Advances (MCAs) when traditional financing is unavailable. MCA c...

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03 Jun

Debt Defense, FDCPA

Sued or Contacted by Portfolio Recovery Associates? Here’s What You Need to Know

• June 3, 2026
• By AmyGinsburg

If you've received a collection letter, phone call, credit report notification, or lawsuit from Portfolio Recover...

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03 Jun

Debt Defense, FDCPA

Debt Buyers Like Midland Funding: What Consumers Need to Know Before Paying a Collection Account

• June 3, 2026
• By AmyGinsburg

If you've recently received a collection letter, phone call, or lawsuit from Midland Funding, Midland Credit Mana...

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14 May

Debt Defense

Sued by a Debt Collector? A Calm, Practical Guide to Responding (and What to Document)

• May 14, 2026
• By AmyGinsburg

Getting served with a debt collection lawsuit can feel scary—especially if you’re not sure whether the debt is ev...

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14 May

Debt Defense

Can Fighting a Debt Lawsuit Save You Money? What Most People Get Wrong

• April 23, 2026
• By AmyGinsburg

If you’ve been sued for a debt, your first thought is probably something like:

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