Wage Garnishment in 2026: What You Need to Know About Your Rights
The landscape of consumer debt is shifting rapidly in 2026.
Accordi...
06
Oct
Tag Archives: debt defense
06
Oct
Can a Hospital Garnish Your Wages for Medical Debt? Know Your Rights
You wake up, check your bank account on payday, and notice your paycheck i...
05
Oct
Can a Debt Collector Garnish Your Wages on an Old Judgment? A Federal Court Says Collecting on an Expired Judgment Violates the FDCPA
A federal judge in Washington ruled that collectors broke the Fair Debt Collection Practices Act by garnishing a couple’s wages on a judgment that had expired more than a year earlier. Here’s what happened, how long judgments last in several states, and what to do if a collector comes after you on an old judgment.
28
Sep
New Bipartisan Bill Would Cap Interest at 36% on Most Consumer Loans: What the Veterans and Consumers Fair Credit Act Means for You
A new bipartisan House bill, H.R. 10439, would extend the Military Lending Act’s 36% interest-rate cap to every American consumer. Here’s what it would do, what it wouldn’t, and what it means if you’re dealing with a high-cost loan today.
27
Sep
Sued for a Debt? How Many Days You Have to Respond in PA, NJ, MD, CA, TX, FL, AZ and TN
The deadline to respond to a debt collection lawsuit depends on your state and your court. Here is how much time you usually have in PA, NJ, MD, CA, TX, FL, AZ and TN, and what happens if you miss it.
24
Sep
Can a Paid-Off Car Be Repossessed for a Different Debt?
A paid-off vehicle can raise difficult lien and cross-collateral questions. Check the contracts and title before ...
19
Sep
Why Don’t Consumers Show Up to Court? The Default-Judgment Problem in Debt Collection Lawsuits
Every day, consumers are sued over credit-card balances, personal loans, medical debts, and accounts purchased by...
08
Sep
Virtual Court Is Access to Justice: Why More Courts Should Keep the Courthouse Door Open Online
For generations, participating in court meant one thing:
You went t...
06
Sep
Debtors’ Prison in America: Can You Really Go to Jail for Owing Money? A 50-State Look
A debt collector calls and tells you that you owe $6,000 on an old credit card.
05
Sep
Justice Shouldn’t Depend on Whether You Can Afford to Miss a Shift
Imagine receiving a lawsuit in the mail claiming you owe $4,200 on an old credit card.
