24 Sep

FDCPA

A Debt Collector Sued You. Does Filing the Lawsuit Violate the FDCPA?

• September 24, 2026
• By AmyGinsburg
• 0 comments

A collection suit is serious, but filing one is not automatically an FDCPA violation. Here are the documents and ...

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19 Sep

Debt Defense, FDCPA

Why Don’t Consumers Show Up to Court? The Default-Judgment Problem in Debt Collection Lawsuits

• August 21, 2026
• By AmyGinsburg
• 0 comments

Every day, consumers are sued over credit-card balances, personal loans, medical debts, and accounts purchased by...

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02 Sep

Debt Defense, FDCPA

Debt-Buyer Lawsuits Are on the Rise: Why More Consumers Are Being Taken to Court

• August 21, 2026
• By AmyGinsburg

For years, the stereotypical image of debt collection involved a telephone.

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31 Aug

Debt Defense, FDCPA

The Debt-Buying Industry Is Consolidating—and a Handful of Companies Now Dominate Consumer Collection Lawsuits

• August 21, 2026
• By AmyGinsburg

If you have been sued over an old credit-card debt, there is a good chance the name on the complaint is not the b...

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30 Aug

Debt Defense, FDCPA

Who Is Really Collecting the Debt? Inside Sherman Financial, LVNV Funding, and Resurgent Capital Services

• August 21, 2026
• By AmyGinsburg

If you have received a collection letter from Resurgent Capital Services, seen LVNV Funding on your credit report...

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27 Aug

Debt Defense, FDCPA

Midland Credit Management Is Collecting More Than Ever: What Encore Capital Group’s Numbers Tell Us About Its Debt-Collection Strategy

• August 21, 2026
• By AmyGinsburg

If you have ever received a collection letter from Midland Credit Management, been sued by Midland Funding, or se...

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25 Aug

Debt Defense, FDCPA

Portfolio Recovery Associates Is Spending More on Lawsuits. Here’s What That Says About Its Collection Strategy.

• August 21, 2026
• By AmyGinsburg

If you want to understand how a debt buyer plans to collect money tomorrow, sometimes the best place to look is n...

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18 Aug

FDCPA

How to Sue Debt Collectors for FDCPA Violations

• August 17, 2026
• By AmyGinsburg

Debt collectors have the right to attempt to collect legitimate debts. They do not have the right to use collecti...

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17 Aug

FDCPA

Portfolio Recovery Associates Is Suing Me: What Should I Do?

• August 17, 2026
• By AmyGinsburg

If you searched “Portfolio Recovery Associates is suing me,” you may have received a summons, complaint, or other...

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12 Aug

FDCPA

The 7-in-7 Rule: How to Stop Debt Collector Harassment Under Federal Law

• August 13, 2026
• By AmyGinsburg

If you have ever felt like your phone is no longer your own because of rel...

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