27 Aug

Debt Defense, FDCPA

Midland Credit Management Is Collecting More Than Ever: What Encore Capital Group’s Numbers Tell Us About Its Debt-Collection Strategy

• August 21, 2026
• By AmyGinsburg

If you have ever received a collection letter from Midland Credit Management, been sued by Midland Funding, or se...

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25 Aug

FDCPA, Debt Defense

Portfolio Recovery Associates Is Spending More on Lawsuits. Here’s What That Says About Its Collection Strategy.

• August 21, 2026
• By AmyGinsburg

If you want to understand how a debt buyer plans to collect money tomorrow, sometimes the best place to look is n...

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12 Aug

Debt Defense, FDCPA

Can a Hospital Garnish Your Wages for Medical Debt? Know Your Rights

• August 12, 2026
• By AmyGinsburg

You wake up, check your bank account on payday, and notice your paycheck i...

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10 Aug

Debt Defense, Debt Resolution, General Financial

Debt resolution and debt defense aren’t competing services. They’re complementary ones — and understanding that distinction can change the outcome for your clients.

• August 10, 2026
• By AmyGinsburg

Here's the scenario that comes up more often than it should: A debt...

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10 Aug

Debt Defense, FDCPA, TCPA, Debt Resolution

If your clients are receiving harassing debt collection calls during the debt resolution process, they may have a federal legal claim you haven’t told them about yet.

• August 10, 2026
• By AmyGinsburg

The FDCPA prohibits third-party debt collectors from calling outside permitted hours, making false threats, using...

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24 Jul

Debt Defense, Bankruptcy, Consumer Protection

Are Americans Becoming More Careful With Borrowing? What the Latest Federal Reserve Numbers Tell Us

• July 16, 2026
• By AmyGinsburg

New Federal Reserve Data Suggests Consumers Are Becoming More Selective About Taking on Debt—But Caution Doesn't Al...

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21 Jul

Dealer Fraud, Lemon Law, Debt Defense

Auto Loan Rates Are Still High: What Every Car Buyer Should Know Before Financing a Vehicle

• July 16, 2026
• By AmyGinsburg

Before You Sign the Loan Papers, Understand What Higher Interest Rates Really Mean for Your Wallet

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19 Jul

Debt Defense

Can a Hospital Garnish Your Wages for Medical Debt? Know Your Rights

• July 18, 2026
• By AmyGinsburg

You wake up, check your bank account on payday, and notice your paycheck i...

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18 Jul

TCPA, FDCPA, Debt Defense

The 7-in-7 Rule: How to Stop Debt Collector Harassment Under Federal Law

• July 18, 2026
• By AmyGinsburg

If you have ever felt like your phone is no longer your own because of rel...

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18 Jul

Debt Defense

Wage Garnishment in 2026: What You Need to Know About Your Rights

• July 18, 2026
• By AmyGinsburg

The landscape of consumer debt is shifting rapidly in 2026. Accordi...

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