11 May

Debt Defense

How to Fight a Debt Buyer Lawsuit: Common Errors and Consumer Defenses

• May 11, 2026
• By AmyGinsburg

Debt buyer lawsuits have become one of the most common forms of consumer litigation in America. Every day, consum...

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06 May

Debt Defense

What Happens If You Ignore a Debt Lawsuit? (And How to Fix It Before It’s Too Late)

• April 23, 2026
• By AmyGinsburg

If you’ve been served with a debt collection lawsuit, your first instinct might be to:

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30 Apr

Debt Defense

How to Complete a Florida Claim of Exemption Form (and Protect Your Money)

• April 30, 2026
• By AmyGinsburg

If your bank account has been frozen due to a garnishment in Florida, you may still have powerful protections—esp...

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29 Apr

Debt Defense

Can You Be Sued for a Debt You Don’t Recognize? Here’s What Courts Require

• April 23, 2026
• By AmyGinsburg

If you’ve been sued for a debt and your first reaction is:

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23 Apr

Debt Defense

Can Debt Buyers Prove Their Case? What to Know If You’re Sued by Midland, Portfolio, or LVNV

• April 23, 2026
• By AmyGinsburg

If you’ve been sued by a company like: Midland Cre...

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23 Apr

Debt Defense

Being Sued by Midland, Portfolio Recovery, Cavalry, or LVNV? Here’s How to Fight Back — and When You May Have a Counterclaim

• April 23, 2026
• By AmyGinsburg

If you’ve just been served with a lawsuit from a company like Midland Credit Management, Portfolio Recovery Assoc...

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18 Apr

Debt Defense

Got a Tax Refund? Here’s How to Turn It Into a Fresh Financial Start

• April 18, 2026
• By AmyGinsburg

Filing your taxes can feel like crossing a major item off your to-do list—but for many people, it also brings a n...

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12 Apr

Debt Defense, Debt Resolution

Debt Collection Lawsuit: What Happens If You Don’t Respond (And How to Avoid a Default)

• March 20, 2026
• By AmyGinsburg

A lot of consumers make the same mistake when they get sued over a debt: they ignore it. ...

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10 Apr

Debt Defense, Bankruptcy, Consumer Protection, Debt Resolution, General Financial

How to Request a Hardship Accommodation from Creditors (and Actually Get a Yes)

• April 10, 2026
• By AmyGinsburg

When life takes an unexpected turn—job loss, medical issues, divorce, or a sudden drop in income—keeping up with ...

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10 Apr

General Financial, Debt Defense, FCRA, FDCPA, Consumer Law, Debt Resolution

If You Can’t Pay It Off This Cycle, Don’t Swipe: The Rule That Can Keep You Out of Credit Card Debt

• April 2, 2026
• By AmyGinsburg

Credit cards are one of the most powerful financial tools available—and one of the easiest to misuse.

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