18 Jul

Debt Defense, Consumer Protection

Credit Card Interest Rates Are Still Above 20%: Here’s Why Carrying a Balance Is More Expensive Than Ever

• July 16, 2026
• By AmyGinsburg

The Cost of Credit Card Debt Has Never Felt Higher—Here's What Every Consumer Should Know

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16 Jul

Debt Defense

Consumer Debt Tops $5.15 Trillion: What That Number Really Means for American Families

• July 16, 2026
• By AmyGinsburg

Americans Owe More Than Ever—But the Headlines Don't Tell the Whole Story

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16 Jul

Debt Defense, Consumer Protection

Why Americans Are Finally Using Less Credit Card Debt—And Why It Doesn’t Mean They’re Out of Financial Trouble

• July 16, 2026
• By AmyGinsburg

Americans Are Charging Less on Their Credit Cards, But That's Only Part of the Financial Story ...

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16 Jul

Debt Defense, Estate Planning

Can Creditors Take Your Inheritance? Here’s What You Need to Know

• July 16, 2026
• By AmyGinsburg

Inherited Money Isn't Always Protected—But It Isn't Automatically Fair Game Either

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16 Jul

Debt Defense

What Happens to a Debt Collection Lawsuit If the Defendant Dies?

• July 16, 2026
• By AmyGinsburg

Does the Lawsuit End—or Can Creditors Still Go After the Estate?

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16 Jul

Debt Defense, Consumer Protection

Americans Now Owe $18.8 Trillion: What the Latest Household Debt Report Means for Your Financial Future

• July 16, 2026
• By AmyGinsburg

The latest Household Debt and Credit Report from the Federal Reserve Bank of New York paints a picture of an Amer...

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14 Jul

Social Security

Elizabeth Warren’s Social Security Proposal: What It Could Mean for Retirees and Why You Should Plan Now

• August 19, 2026
• By AmyGinsburg

No matter what Congress ultimately decides, one thing remains true: every American should have a plan for retirem...

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13 Jul

Debt Defense

Think Twice Before Adding a Parent or Child to Your Bank Account: Their Debt Could Freeze Your Money

• July 13, 2026
• By AmyGinsburg

Many families add a parent, adult child, or other loved one to a bank account for convenience. Maybe it's to help...

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11 Jul

Consumer Law, Debt Defense

Needs vs. Wants: How to Build a Budget That Actually Works

• July 4, 2026
• By AmyGinsburg

Creating a budget sounds simple in theory. Spend less than you earn, save money, and avoid unnecessary debt. But ...

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11 Jul

Debt Defense

Marital Debt Relief: A Complete Guide to Managing Debt During Marriage, Divorce, and Beyond

• July 4, 2026
• By AmyGinsburg

Marriage is about building a life together, and for many couples, that includes sharing financial responsibilitie...

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