12 Mar

Debt Defense

Your Guide to Wage Garnishment Laws by State for 2026

• March 12, 2026
• By AmyGinsburg

Before a creditor can touch your paycheck, they have to play by the rules. While the specific protections you hav...

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09 Mar

Debt Defense

Served With a Debt Collection Lawsuit? 7 Steps to Take in the First Week

• March 9, 2026
• By AmyGinsburg

Served With a Debt Collection Lawsuit? 7 Steps to Take in the First Week

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09 Mar

FDCPA, Debt Defense

Your Guide on How to Protect Assets From Creditors

• March 9, 2026
• By AmyGinsburg

Facing a lawsuit or mounting debt can feel like you're about to lose everything you've worked for. It's a genuine...

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06 Mar

Debt Defense, Debt Resolution

How to Negotiate Debt Settlement A Practical Guide

• March 6, 2026
• By AmyGinsburg

So, you’re thinking about negotiating a debt settlement. The basic idea is simple: you offer a creditor a single,...

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03 Mar

Debt Defense, FDCPA

Dealing With Debt Collectors: Your Rights Under the FDCPA

• March 3, 2026
• By AmyGinsburg

What Is the FDCPA? The Fair Debt Collection Practices Act (...

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25 Feb

Debt Defense, FDCPA

Debt Collection Calls and Texts: What’s Legal, What’s Not, and How to Respond

• February 25, 2026
• By AmyGinsburg

If you’re getting...

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25 Feb

FCRA, Debt Defense, FDCPA, TCPA, Consumer Fraud

Protect Yourself From Debt Collectors Scams in 2026

• February 25, 2026
• By AmyGinsburg

It starts with a phone call that makes your stomach drop. Someone on the other end knows your name, maybe even an...

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23 Feb

Debt Defense

Credit Card Lawsuit: What to Do If You’ve Been Sued

• February 23, 2026
• By AmyGinsburg

When a credit card company sues you, the single most important thing you can do is read the paperwork and re...

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21 Feb

Debt Defense, FCRA

Can a Judgment Be Removed From Your Credit Report?

• February 21, 2026
• By AmyGinsburg

Public record judgments no longer routinely appear on credit reports.

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21 Feb

Debt Defense

Can You Remove a Judgment After Settlement?

• February 21, 2026
• By AmyGinsburg

If a debt collector already obtained a judgment against you, you may be wondering:

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