16 Jul

Debt Defense, Consumer Protection

Americans Now Owe $18.8 Trillion: What the Latest Household Debt Report Means for Your Financial Future

• July 16, 2026
• By AmyGinsburg

The latest Household Debt and Credit Report from the Federal Reserve Bank of New York paints a picture of an Amer...

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07 Jul

Debt Defense, Consumer Protection

Walmart Is Lowering Prices. Here’s How to Make Those Savings Count When You’re Dealing With Rising Costs and Debt.

• July 7, 2026
• By AmyGinsburg

For years, American families have felt like they were running on a financial treadmill. Grocery bills climbed, ho...

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04 Jul

Debt Defense, Consumer Protection

Debt Consolidation Relief: Is Consolidating Your Debt the Right Choice?

• July 4, 2026
• By AmyGinsburg

If you're juggling multiple credit card bills, personal loans, medical debts, or collection accounts every month,...

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13 May

Consumer Law, Consumer Protection

Justice Delayed: Why Virtual Court Access Is Essential for Working Families and Seniors

• May 13, 2026
• By AmyGinsburg

For generations, the American justice system has relied on a simple assumption: if you are sued, cited, summoned,...

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14 Apr

Consumer Law, Consumer Protection

Consumer Rights for Gen Z: How to Protect Yourself From Scams, Debt, and Bad Deals

• March 20, 2026
• By AmyGinsburg

If you’re part of Gen Z, you’ve grown up in a world where almost everything involves a financial transaction.

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10 Apr

Debt Defense, Bankruptcy, Consumer Protection, Debt Resolution, General Financial

How to Request a Hardship Accommodation from Creditors (and Actually Get a Yes)

• April 10, 2026
• By AmyGinsburg

When life takes an unexpected turn—job loss, medical issues, divorce, or a sudden drop in income—keeping up with ...

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06 Apr

Consumer Fraud, Consumer Protection, Consumer Law, Dealer Fraud

Odometer Rollback: How It Happens, How to Spot It, and What to Do

• March 18, 2026
• By AmyGinsburg

When buying a used vehicle, one of the most important factors is mileage. Lower mileage typically means less wear...

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02 Apr

FCRA, FDCPA, Consumer Fraud, Consumer Protection, Consumer Law, General Financial

The Snowball Method for Paying Off Debt (and How It Compares to Other Strategies)

• April 2, 2026
• By AmyGinsburg

If you’re dealing with credit card debt—or any kind of consumer debt—you’ve probably asked yourself:

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02 Apr

Debt Resolution, General Financial, Consumer Law, Debt Defense, FCRA, FDCPA, Consumer Protection

Stop Credit Card Debt Before It Starts: Top Tips You Need to Know

• April 2, 2026
• By AmyGinsburg

Credit cards can either be one of the most useful financial tools you have—or one of the fastest ways to fall int...

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02 Apr

FCRA, Consumer Protection, Consumer Law, Debt Resolution

Stop Treating Your Credit Card Like Extra Money — Start Treating It Like a Bill

• April 2, 2026
• By AmyGinsburg

For many people, credit cards feel like a financial safety net—or worse, a source of “extra” money. Swipe now, wo...

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