Below is a clean timeline you can format visually for social media or your website.

📅 Chapter 7 Objection Timeline

📌 Day 0 – Bankruptcy Filed

• Automatic stay begins.
• Creditors receive notice.

📌 3–5 Weeks After Filing – 341 Meeting

• Meeting of creditors is held.
• Trustee questions debtor.
• Creditors may attend (most do not).

📌 60 Days After the First Scheduled 341 Date

⚠️ Deadline to File Objections

Creditors must file:

• Objection to Dischargeability (§ 523)
• Objection to Discharge (§ 727)

If no objection is filed by this deadline:
✔ Most discharge challenges are permanently barred.

📌 After Deadline Passes

• Case moves toward discharge.
• Court enters discharge order (usually shortly thereafter).
• Debts are legally eliminated (subject to statutory exceptions).

⚖️ Why the 60-Day Deadline Matters

If a creditor misses it:

• They cannot later claim fraud (with very limited exceptions).
• They lose leverage to challenge dischargeability.
• The debt is wiped out.

The 60-day window is strict.