Bankruptcy Lawyers
22 Oct
Debt Defense

Bankruptcy Filings Jump 11.4% as the FTC Wins a $106.8 Million Judgment Against a Debt Relief Scam: How to Get Real Help With Debt

New federal court data released October 22, 2026 shows bankruptcy filings rose 11.4% to 621,111 in the year ending September 30, with Texas, Florida and Maryland rising even faster. The same week, a federal court in Arizona entered a $106.8 million judgment against a debt relief operation that targeted seniors and veterans. Here’s what the numbers mean and how to tell real help from a scam.

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Man in a blue shirt reviews a printed Credit Report document at a tidy desk with a laptop nearby and a small envelope on the desk.
12 Oct
FCRA

Disputed a Hard Inquiry With Equifax? A $30 Million Settlement Has a November 29 Deadline, and a TransUnion Bankruptcy-Reporting Settlement Closes October 30

Equifax agreed to a $30 million settlement over how it handled mailed disputes of hard inquiries, with claims due November 29, 2026. A separate $8.31 million TransUnion settlement over bankruptcy remarks has an October 30 deadline. Here’s who qualifies, what each pays, and what to do if a credit bureau brushed off your dispute.

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