Subsidized vs. Unsubsidized Student Loans in Bankruptcy
One question comes up in almost every consult with a client who has student debt: "Most of my loans are subsidize...
02
Oct
Tag Archives: bankruptcy
27
Sep
How Long Can Negative Items Stay on Your Credit Report? The 7-Year Rule and Its Exceptions
Most negative items can stay on a credit report for seven years, and bankruptcies can stay for up to ten. Here is how the Fair Credit Reporting Act time limits work, when the clock starts and what to do if an old debt won’t go away.
24
Jul
Are Americans Becoming More Careful With Borrowing? What the Latest Federal Reserve Numbers Tell Us
New Federal Reserve Data Suggests Consumers Are Becoming More Selective About Taking on Debt—But Caution Doesn't Al...
10
Jul
Bankruptcy Explained: A Complete Guide to Understanding Your Options and Getting a Fresh Financial Start
For many people, the word bankruptcy brings feelings of fear, uncertainty, or even shame. Unfortunately, bankrupt...
07
Jul
Bankruptcy Basics: What Chapter 7 and Chapter 13 Really Mean (and What to Gather Before You Talk to a Lawyer)
When money is tight, bankruptcy can feel scary—or like a personal failure. In reality, bankruptcy is a legal tool...
05
Jul
The Challenges of Discharging Student Loans in Bankruptcy—And Why It May Still Be Worth Trying
For years, borrowers overwhelmed by student loan debt have heard the same discouraging advice:
05
Jul
Can You Get Rid of Student Loan Debt in Bankruptcy? What Borrowers Need to Know
For decades, many people have believed one thing about student loans and bankruptcy:
09
Jun
The “Fresh Start” Myth: What Really Happens After Chapter 7?
You’ve heard the horror stories.
05
Jun
Bankruptcy in Plain English: What Chapter 7 and Chapter 13 Actually Do (and What to Gather)
If you’re overwhelmed by debt, bankruptcy can sound scary—or like a “last resort.” In reality, bankruptcy is a le...
05
Jun
Bankruptcy Basics: What to Gather Before You Talk to a Bankruptcy Attorney
If you’re considering bankruptcy, you’re probably juggling stress, bills, and uncertainty. Many people delay gett...
