23 Apr

Debt Defense

Being Sued by Midland, Portfolio Recovery, Cavalry, or LVNV? Here’s How to Fight Back — and When You May Have a Counterclaim

• April 23, 2026
• By AmyGinsburg

If you’ve just been served with a lawsuit from a company like Midland Credit Management, Portfolio Recovery Assoc...

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18 Apr

Debt Defense

Got a Tax Refund? Here’s How to Turn It Into a Fresh Financial Start

• April 18, 2026
• By AmyGinsburg

Filing your taxes can feel like crossing a major item off your to-do list—but for many people, it also brings a n...

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12 Apr

Debt Defense, Debt Resolution

Debt Collection Lawsuit: What Happens If You Don’t Respond (And How to Avoid a Default)

• March 20, 2026
• By AmyGinsburg

A lot of consumers make the same mistake when they get sued over a debt: they ignore it. ...

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10 Apr

FDCPA

Repossession, Litigation, and Post-Judgment Conduct Remain Active FDCPA Battlegrounds

• March 19, 2026
• By AmyGinsburg

The newest updates also show that the FDCPA is still being tested in some of the most aggressive forms of collect...

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10 Apr

Debt Defense, Bankruptcy, Consumer Protection, Debt Resolution, General Financial

How to Request a Hardship Accommodation from Creditors (and Actually Get a Yes)

• April 10, 2026
• By AmyGinsburg

When life takes an unexpected turn—job loss, medical issues, divorce, or a sudden drop in income—keeping up with ...

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10 Apr

Debt Defense, FCRA, Consumer Law

Let’s Talk About: Credit Card Interest and How it is Calculated

• April 2, 2026
• By AmyGinsburg

Most people misunderstand one of the most important rules about credit cards—and it’s costing them money every si...

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09 Apr

FDCPA, FCRA

FDCPA: Your Complete Guide to Debt Collector Harassment & Your Rights

• March 18, 2026
• By AmyGinsburg

If you’re being contacted by debt collectors, you have powerful rights under federal law. The Fair Debt Collectio...

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08 Apr

Consumer Law, General Financial, Debt Resolution, FDCPA, FCRA, Debt Defense

Should You Make Multiple Payments on Your Credit Card Each Month? The Benefits (and When It Actually Matters)

• April 2, 2026
• By AmyGinsburg

When it comes to managing credit cards, most people follow a simple rule:

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06 Apr

FDCPA

FDCPA and Credit Reporting: More Plaintiffs Are Challenging “Parking” Debts and False Reporting Tactics

• March 19, 2026
• By AmyGinsburg

A notable theme in the newest FDCPA pleadings is the growing overlap between debt collection conduct and credit r...

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04 Apr

Debt Defense, Debt Resolution

How to Negotiate Your Debt with Credit One Bank (What You Need to Know Before You Call)

• April 2, 2026
• By AmyGinsburg

If you’ve fallen behind on a Credit One Bank credit card, you’re not alone—and you’re not without options.

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