21 May

MCA, General Financial, Debt Resolution, Merchant Cash Advance, FDCPA, Debt Defense

Spartan Collection Practices and the Growing Pressure on Small Businesses

• May 19, 2026
• By AmyGinsburg
• 0 comments

For small business owners, access to fast capital can feel like a necessity rather than a choice. Unexpected expe...

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19 May

MCA, FDCPA, Debt Defense

Spartan and Aggressive Commercial Collection Tactics: What Businesses Need to Know

• May 19, 2026
• By AmyGinsburg
• 0 comments

For many small and midsize businesses, access to working capital can mean the difference between surviving a diff...

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13 May

Consumer Law, FDCPA, Debt Defense

How State Debt Collection Laws Can Provide Stronger Consumer Protections Than the FDCPA

• May 13, 2026
• By AmyGinsburg

When consumers hear about debt collection harassment, robocalls, collection lawsuits, or abusive collection tacti...

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13 May

FDCPA

FDCPA Lawsuits Surge in 2026 as Illegal Debt Collection Texts Draw Increased CFPB Scrutiny

• May 13, 2026
• By AmyGinsburg

Consumer protection litigation is once again on the rise. According...

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11 May

Debt Defense

How to Fight a Debt Buyer Lawsuit: Common Errors and Consumer Defenses

• May 11, 2026
• By AmyGinsburg

Debt buyer lawsuits have become one of the most common forms of consumer litigation in America. Every day, consum...

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06 May

Debt Defense

What Happens If You Ignore a Debt Lawsuit? (And How to Fix It Before It’s Too Late)

• April 23, 2026
• By AmyGinsburg

If you’ve been served with a debt collection lawsuit, your first instinct might be to:

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29 Apr

Debt Defense

Can You Be Sued for a Debt You Don’t Recognize? Here’s What Courts Require

• April 23, 2026
• By AmyGinsburg

If you’ve been sued for a debt and your first reaction is:

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23 Apr

Debt Defense

Being Sued by Midland, Portfolio Recovery, Cavalry, or LVNV? Here’s How to Fight Back — and When You May Have a Counterclaim

• April 23, 2026
• By AmyGinsburg

If you’ve just been served with a lawsuit from a company like Midland Credit Management, Portfolio Recovery Assoc...

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18 Apr

Debt Defense

Got a Tax Refund? Here’s How to Turn It Into a Fresh Financial Start

• April 18, 2026
• By AmyGinsburg

Filing your taxes can feel like crossing a major item off your to-do list—but for many people, it also brings a n...

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12 Apr

Debt Resolution, Debt Defense

Debt Collection Lawsuit: What Happens If You Don’t Respond (And How to Avoid a Default)

• March 20, 2026
• By AmyGinsburg

A lot of consumers make the same mistake when they get sued over a debt: they ignore it. ...

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