Credit Cards vs. Debit Cards: Which One Is Actually Safer for Your Wallet?
For years, consumers have heard mixed messages about credit cards and debit cards.
28
Mar
Tag Archives: debt
27
Mar
FDCPA Litigation Is Surging Around Bankruptcy and Discharged Debts
One of the most significant trends in the newest filings is the continued rise of FDCPA claims tied to bankruptcy...
27
Mar
Cease and Desist Letters: How to Stop Debt Collector Calls
If you’re overwhelmed by constant calls from debt collectors, you have the right to make them stop. Under the FDC...
26
Mar
Student Loan Debt Collection: Your Rights Under the FDCPA
Student loan debt affects millions of Americans—but when loans go into default and are sent to collections, borro...
26
Mar
Did You Know You Can Find Credit Card Agreements Online—For Free?
Most consumers have no idea that one of the most important documents tied to their credit card—the agreement itse...
26
Mar
The Hidden Cost of Consumer Debt: How It Restricts Mobility
Consumer debt is often framed as a tool of opportunity—a means to build credit, access education, purchase a home...
25
Mar
Not Every Contact Counts: Courts Focus on What Qualifies as a “Collection Communication”
Another major theme in the latest FDCPA rulings is a deceptively simple question:
24
Mar
FDCPA Update: Courts Continue Narrowing Who Qualifies as a “Debt Collector”
One of the biggest themes in the latest FDCPA decisions is something that continues to trip up consumers and atto...
24
Mar
👉 When is foreclosure actually “debt collection” under the FDCPA?
This question is front and center in recent federal cases—and the answer can completely determine whether a consu...
24
Mar
The Climate Debt Trap: Predatory Lending After Disasters and How to Avoid It
When people think about climate change, they usually picture storms, floods, wildfires, and rising temperatures. ...
