Student Loan Debt Collection: Your Rights Under the FDCPA
Student loan debt affects millions of Americans—but when loans go into default and are sent to collections, borro...
26
Mar
Tag Archives: debt
26
Mar
Did You Know You Can Find Credit Card Agreements Online—For Free?
Most consumers have no idea that one of the most important documents tied to their credit card—the agreement itse...
26
Mar
The Hidden Cost of Consumer Debt: How It Restricts Mobility
Consumer debt is often framed as a tool of opportunity—a means to build credit, access education, purchase a home...
25
Mar
Not Every Contact Counts: Courts Focus on What Qualifies as a “Collection Communication”
Another major theme in the latest FDCPA rulings is a deceptively simple question:
24
Mar
FDCPA Update: Courts Continue Narrowing Who Qualifies as a “Debt Collector”
One of the biggest themes in the latest FDCPA decisions is something that continues to trip up consumers and atto...
24
Mar
👉 When is foreclosure actually “debt collection” under the FDCPA?
This question is front and center in recent federal cases—and the answer can completely determine whether a consu...
24
Mar
The Climate Debt Trap: Predatory Lending After Disasters and How to Avoid It
When people think about climate change, they usually picture storms, floods, wildfires, and rising temperatures. ...
24
Mar
The Debt You Never Chose: How Coerced Debt Destroys Credit
Financial abuse is one of the most insidious—and least understood—forms of intimate partner violence. While physi...
22
Mar
Debt Validation Letters: How to Use Your FDCPA Rights to Stop Collection
If a debt collector contacts you, one of the most powerful tools you have is the debt validation letter. This rig...
21
Mar
The Hidden Disadvantages of Going to Court Without a Lawyer
Every day, across the country, millions of people walk into courtrooms alone.
