09 Jun

Debt Defense

Sued by a Debt Buyer? What to Do in the First 10 Days After You’re Served

• June 9, 2026
• By AmyGinsburg

Getting served with a lawsuit for a credit card or personal loan can feel like a punch to the stomach. Many consu...

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03 Jun

Debt Defense, Merchant Cash Advance, MCA

The Hidden Cost of Merchant Cash Advances: How Fees and Renewals Can Trap Small Businesses in a Cycle of Debt

• June 3, 2026
• By AmyGinsburg

When a small business needs money quickly, a Merchant Cash Advance (MCA) can seem like the perfect solution.

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03 Jun

Debt Defense, Merchant Cash Advance, MCA

“I Can’t Access My Own Money”: How Merchant Cash Advance Collection Tactics Can Cripple a Small Business

• June 3, 2026
• By AmyGinsburg

When most business owners think about debt collection, they imagine phone calls, demand letters, or perhaps even ...

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03 Jun

Debt Defense, Merchant Cash Advance, MCA

Sued by Spartan Capital or Another Merchant Cash Advance Company? What Small Business Owners Need to Know

• June 3, 2026
• By AmyGinsburg

Many small business owners turn to Merchant Cash Advances (MCAs) when traditional financing is unavailable. MCA c...

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03 Jun

Debt Defense, FDCPA

Sued or Contacted by Portfolio Recovery Associates? Here’s What You Need to Know

• June 3, 2026
• By AmyGinsburg

If you've received a collection letter, phone call, credit report notification, or lawsuit from Portfolio Recover...

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21 May

MCA, General Financial, Debt Resolution, Merchant Cash Advance, FDCPA, Debt Defense

Spartan Collection Practices and the Growing Pressure on Small Businesses

• May 19, 2026
• By AmyGinsburg

For small business owners, access to fast capital can feel like a necessity rather than a choice. Unexpected expe...

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19 May

MCA, FDCPA, Debt Defense

Spartan and Aggressive Commercial Collection Tactics: What Businesses Need to Know

• May 19, 2026
• By AmyGinsburg

For many small and midsize businesses, access to working capital can mean the difference between surviving a diff...

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13 May

Debt Defense, FDCPA, Consumer Law

How State Debt Collection Laws Can Provide Stronger Consumer Protections Than the FDCPA

• May 13, 2026
• By AmyGinsburg

When consumers hear about debt collection harassment, robocalls, collection lawsuits, or abusive collection tacti...

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13 May

FDCPA

FDCPA Lawsuits Surge in 2026 as Illegal Debt Collection Texts Draw Increased CFPB Scrutiny

• May 13, 2026
• By AmyGinsburg

Consumer protection litigation is once again on the rise. According...

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11 May

Debt Defense

How to Fight a Debt Buyer Lawsuit: Common Errors and Consumer Defenses

• May 11, 2026
• By AmyGinsburg

Debt buyer lawsuits have become one of the most common forms of consumer litigation in America. Every day, consum...

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