13 May FDCPA FDCPA Lawsuits Surge in 2026 as Illegal Debt Collection Texts Draw Increased CFPB Scrutiny May 13, 2026 By AmyGinsburg Consumer protection litigation is once again on the rise. According...Continue reading
11 May Debt Defense How to Fight a Debt Buyer Lawsuit: Common Errors and Consumer Defenses May 11, 2026 By AmyGinsburg Debt buyer lawsuits have become one of the most common forms of consumer litigation in America. Every day, consum...Continue reading
06 May Debt Defense What Happens If You Ignore a Debt Lawsuit? (And How to Fix It Before It’s Too Late) April 23, 2026 By AmyGinsburg If you’ve been served with a debt collection lawsuit, your first instinct might be to: Continue reading
29 Apr Debt Defense Can You Be Sued for a Debt You Don’t Recognize? Here’s What Courts Require April 23, 2026 By AmyGinsburg If you’ve been sued for a debt and your first reaction is: Continue reading
23 Apr Debt Defense Being Sued by Midland, Portfolio Recovery, Cavalry, or LVNV? Here’s How to Fight Back — and When You May Have a Counterclaim April 23, 2026 By AmyGinsburg If you’ve just been served with a lawsuit from a company like Midland Credit Management, Portfolio Recovery Assoc...Continue reading
18 Apr Debt Defense Got a Tax Refund? Here’s How to Turn It Into a Fresh Financial Start April 18, 2026 By AmyGinsburg Filing your taxes can feel like crossing a major item off your to-do list—but for many people, it also brings a n...Continue reading
12 Apr Debt Defense, Debt Resolution Debt Collection Lawsuit: What Happens If You Don’t Respond (And How to Avoid a Default) March 20, 2026 By AmyGinsburg A lot of consumers make the same mistake when they get sued over a debt: they ignore it. ...Continue reading
10 Apr FDCPA Repossession, Litigation, and Post-Judgment Conduct Remain Active FDCPA Battlegrounds March 19, 2026 By AmyGinsburg The newest updates also show that the FDCPA is still being tested in some of the most aggressive forms of collect...Continue reading
10 Apr Debt Defense, Bankruptcy, Consumer Protection, Debt Resolution, General Financial How to Request a Hardship Accommodation from Creditors (and Actually Get a Yes) April 10, 2026 By AmyGinsburg When life takes an unexpected turn—job loss, medical issues, divorce, or a sudden drop in income—keeping up with ...Continue reading
10 Apr Debt Defense, FCRA, Consumer Law Let’s Talk About: Credit Card Interest and How it is Calculated April 2, 2026 By AmyGinsburg Most people misunderstand one of the most important rules about credit cards—and it’s costing them money every si...Continue reading