10 Apr

FDCPA

Repossession, Litigation, and Post-Judgment Conduct Remain Active FDCPA Battlegrounds

• March 19, 2026
• By AmyGinsburg

The newest updates also show that the FDCPA is still being tested in some of the most aggressive forms of collect...

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10 Apr

Debt Defense, Bankruptcy, Consumer Protection, Debt Resolution, General Financial

How to Request a Hardship Accommodation from Creditors (and Actually Get a Yes)

• April 10, 2026
• By AmyGinsburg

When life takes an unexpected turn—job loss, medical issues, divorce, or a sudden drop in income—keeping up with ...

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10 Apr

Debt Defense, FCRA, Consumer Law

Let’s Talk About: Credit Card Interest and How it is Calculated

• April 2, 2026
• By AmyGinsburg

Most people misunderstand one of the most important rules about credit cards—and it’s costing them money every si...

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09 Apr

FCRA, FDCPA

FDCPA: Your Complete Guide to Debt Collector Harassment & Your Rights

• March 18, 2026
• By AmyGinsburg

If you’re being contacted by debt collectors, you have powerful rights under federal law. The Fair Debt Collectio...

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08 Apr

Consumer Law, General Financial, Debt Resolution, FDCPA, FCRA, Debt Defense

Should You Make Multiple Payments on Your Credit Card Each Month? The Benefits (and When It Actually Matters)

• April 2, 2026
• By AmyGinsburg

When it comes to managing credit cards, most people follow a simple rule:

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06 Apr

FDCPA

FDCPA and Credit Reporting: More Plaintiffs Are Challenging “Parking” Debts and False Reporting Tactics

• March 19, 2026
• By AmyGinsburg

A notable theme in the newest FDCPA pleadings is the growing overlap between debt collection conduct and credit r...

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04 Apr

Debt Defense, Debt Resolution

How to Negotiate Your Debt with Credit One Bank (What You Need to Know Before You Call)

• April 2, 2026
• By AmyGinsburg

If you’ve fallen behind on a Credit One Bank credit card, you’re not alone—and you’re not without options.

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03 Apr

Debt Defense, Debt Resolution

How to Negotiate Your Debt with Chase (And What Most People Get Wrong)

• April 2, 2026
• By AmyGinsburg

Falling behind on a Chase credit card can feel overwhelming—but you’re not stuck.

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02 Apr

FDCPA, General Financial, Debt Resolution, Consumer Law, FCRA, Debt Defense

Interest vs. APR (and Other Credit Card Terms You Must Understand to Avoid Costly Mistakes)

• April 2, 2026
• By AmyGinsburg

If you’ve ever looked at your credit card statement and felt confused by the terminology, you’re not alone.

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02 Apr

Consumer Fraud, FDCPA, FCRA, General Financial, Consumer Law, Consumer Protection

The Snowball Method for Paying Off Debt (and How It Compares to Other Strategies)

• April 2, 2026
• By AmyGinsburg

If you’re dealing with credit card debt—or any kind of consumer debt—you’ve probably asked yourself:

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