Snap Finance Will Cancel $662 Million in Lease-to-Own Balances in a 17-State Settlement: What Texas, Florida and Wyoming Customers Should Know

Seventeen state attorneys general announced a nearly $664 million settlement with Snap Finance on October 21, 2026. More than 303,000 charged-off lease-to-own accounts from 2017 to 2022 will be wiped out, including about 148,000 in Texas and 62,000 in Florida. Here’s who qualifies, what changes, and what to do if a collector is still chasing you.

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Can a Debt Collector Garnish Your Wages on an Old Judgment? A Federal Court Says Collecting on an Expired Judgment Violates the FDCPA

A federal judge in Washington ruled that collectors broke the Fair Debt Collection Practices Act by garnishing a couple’s wages on a judgment that had expired more than a year earlier. Here’s what happened, how long judgments last in several states, and what to do if a collector comes after you on an old judgment.

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A wooden gavel.

Federal Judge Rules the CFPB Must Be Funded: What the Decision Means for Consumers Dealing With Debt Collectors, Credit Bureaus and Lenders

On September 25, 2026, a federal judge in Oregon ruled that the government’s decision to stop requesting funding for the Consumer Financial Protection Bureau was unlawful and unconstitutional. Here’s what the ruling does, what it doesn’t do, and what it means if you’re dealing with a debt collector, a credit reporting error or a lender.

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