Equifax agreed to a $30 million settlement over how it handled mailed disputes of hard inquiries, with claims due November 29, 2026. A separate $8.31 million TransUnion settlement over bankruptcy remarks has an October 30 deadline. Here’s who qualifies, what each pays, and what to do if a credit bureau brushed off your dispute.
Starting October 18, 2026, Pennsylvania’s Telemarketer Registration Act covers marketing texts, voicemails and ringless voicemails, bans Sunday and late-night solicitations, and requires written consent for robocalls. Here’s what changes, why it matters while federal courts narrow Do-Not-Call protection for texts, and what to do if the texts keep coming.
Pennsylvania lawmakers have given final approval to Senate Bill 806, the Artificial Intelligence Deceptive Advertising Act. It would require ads that use AI-generated or significantly AI-altered images, video or audio in a misleading way to say so. Here’s what the bill does, what it doesn’t, and what you can do about a deceptive ad today.
The FTC is sending more than $15.8 million to over 2.1 million people who paid Cleo AI for instant cash advances. Here’s who qualifies, how the PayPal payments work, how to avoid refund scams, and what to do if another cash advance app treated you the same way.
On October 5, 2026, the FTC dismissed its two-year-old complaint accusing three Asbury-owned Texas dealerships of “payment packing” and charging buyers for add-ons they never agreed to. The allegations were never decided. Here’s why the case ended, and why car buyers can still fight hidden add-on charges under state law.
A federal judge in Nashville refused to dismiss a TCPA class action over 150+ ringless voicemails and prerecorded calls pitching debt relief. The court rejected the argument that calling back meant the consumer consented. Here’s what the ruling means for you.
A federal judge in Washington ruled that collectors broke the Fair Debt Collection Practices Act by garnishing a couple’s wages on a judgment that had expired more than a year earlier. Here’s what happened, how long judgments last in several states, and what to do if a collector comes after you on an old judgment.
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