Then the creditor files a lawsuit — and all of that progress is suddenly at risk.

When a debt lawsuit lands, your client has 20–30 days to respond. If they don’t? Default judgment. And that means wage garnishment, bank levies, and liens on property. Everything you’ve worked toward for them disappears.

This is exactly where a debt defense attorney steps in.

We review the complaint for defects, file a timely answer to stop the default, challenge the plaintiff’s evidence, and negotiate from a position of strength. The goal aligns with yours: the best possible resolution for the consumer.

What to look for in a debt defense referral:
✔ Client received a summons and complaint
✔ Deadline to respond is approaching (or missed)
✔ Significant debt amount or aggressive creditor
✔ States where wage garnishment is actively used

We serve PA, NJ, MD, CA, TN, TX, FL, AZ, and WY.

Tag a colleague in debt resolution who should know this. Your clients need both of us.

📞 855-978-6564 | info@ginsburglawgroup.com

Get a free case evaluation for every referral.