14 Apr

FDCPA

Harassment by Debt Collectors: When Collection Efforts Become Illegal

• April 14, 2026
• By AmyGinsburg

Debt collection is allowed—but harassment is not. Unfortunately, many consumers experience aggressive tactics tha...

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14 Apr

FDCPA

How to Handle Debt Collector Calls Without Hurting Your Case

• March 18, 2026
• By AmyGinsburg

Getting a call from a debt collector can be stressful, especially if you’re unsure what to say—or what not to say...

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11 Apr

FDCPA

FDCPA Basics: How to Handle Debt Collectors Without Making Things Worse

• April 11, 2026
• By AmyGinsburg

The quick idea The Fair Debt Collection Practices Act (FDCPA) sets ...

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11 Apr

FDCPA

FDCPA Survival Guide: How to Document Debt Collector Harassment (and Protect Yourself)

• April 11, 2026
• By AmyGinsburg

The problem: “They keep calling and it’s stressing me out.” Debt co...

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10 Apr

FDCPA

Repossession, Litigation, and Post-Judgment Conduct Remain Active FDCPA Battlegrounds

• March 19, 2026
• By AmyGinsburg

The newest updates also show that the FDCPA is still being tested in some of the most aggressive forms of collect...

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10 Apr

Consumer Law, Debt Resolution, General Financial, Debt Defense, FCRA, FDCPA

If You Can’t Pay It Off This Cycle, Don’t Swipe: The Rule That Can Keep You Out of Credit Card Debt

• April 2, 2026
• By AmyGinsburg

Credit cards are one of the most powerful financial tools available—and one of the easiest to misuse.

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10 Apr

FCRA, FDCPA

Debt Collectors and Credit Reports: What the FDCPA Allows (and Forbids)

• March 18, 2026
• By AmyGinsburg

Debt collectors don’t just call—they often report debts to credit bureaus. But there are strict rules governing w...

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09 Apr

FCRA, FDCPA

FDCPA: Your Complete Guide to Debt Collector Harassment & Your Rights

• March 18, 2026
• By AmyGinsburg

If you’re being contacted by debt collectors, you have powerful rights under federal law. The Fair Debt Collectio...

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09 Apr

FDCPA

Debt Collection Letters: How to Read Them, What to Save, and When to Get Help

• April 6, 2026
• By AmyGinsburg

Getting a debt collection letter can trigger instant panic. You may worry about being sued, having wages garnishe...

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08 Apr

Debt Defense, FCRA, FDCPA, Consumer Law, Debt Resolution, General Financial

Should You Make Multiple Payments on Your Credit Card Each Month? The Benefits (and When It Actually Matters)

• April 2, 2026
• By AmyGinsburg

When it comes to managing credit cards, most people follow a simple rule:

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