You walked in for one, the sign said “2 for $5,” and you walked out with two. Here is the research on why multi-unit pricing and purchase limits work so well, the legal rules that apply to them, and simple ways to buy only what you need.
Got an email from Richard Stone & Associates demanding payment for fire, flood, or storm restoration work? Learn the 9 FDCPA red flags to look for and what to do before you pay.
A 5-and-5 power lets a trust beneficiary withdraw the greater of $5,000 or 5% of trust assets each year without gift or estate tax when the right lapses. Here is how the rule interacts with Crummey gifts, hanging powers, income tax under Section 678, creditor protection and the estate tax at death.
Yes, a trust’s situs can be in a different state than where you live, but only if the trust has a real connection to that state. Here is how trust situs, governing law and nexus work, what happens to real estate you own in another state, and how state income and estate taxes follow your trust.
A Spousal Lifetime Access Trust (SLAT) lets one spouse give assets away for estate tax purposes while the other spouse can still benefit. Here is how SLATs work and the IRS rules on gift tax returns, grantor trust status, reciprocal trusts, divorce and basis that couples need to plan around.
On October 26, 2026, the FTC and 20 states sued Dollar General in federal court in Tennessee, alleging the chain routinely charges more at the register than the prices on its shelves, tags and ads. Here’s what the complaint says, which states joined, and how to protect yourself at checkout.
New federal court data released October 22, 2026 shows bankruptcy filings rose 11.4% to 621,111 in the year ending September 30, with Texas, Florida and Maryland rising even faster. The same week, a federal court in Arizona entered a $106.8 million judgment against a debt relief operation that targeted seniors and veterans. Here’s what the numbers mean and how to tell real help from a scam.
Seventeen state attorneys general announced a nearly $664 million settlement with Snap Finance on October 21, 2026. More than 303,000 charged-off lease-to-own accounts from 2017 to 2022 will be wiped out, including about 148,000 in Texas and 62,000 in Florida. Here’s who qualifies, what changes, and what to do if a collector is still chasing you.
Learn how California gifting trusts work, including irrevocable trusts, estate tax planning, Proposition 13 and Proposition 19, capital gains taxes, and strategies for passing real estate to beneficiaries.
Federal consumer-protection lawsuits rose 31% in 2025 to the highest level in ten years, led by a 44% jump in Fair Credit Reporting Act cases and a 63% jump in robocall and text cases. Here’s what the new Lex Machina report found and how to tell whether a credit-reporting error or unwanted call gives you a claim.
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