Subsidized vs. Unsubsidized Student Loans in Bankruptcy
One question comes up in almost every consult with a client who has student debt: "Most of my loans are subsidize...
02
Oct
The Ginsburg Law Group, P.C. Blog
01
Oct
Equifax’s $100 Million Credit Score Settlement Is Open for Claims: Who Qualifies, What You Could Get and the December 28 Deadline
About 4 million people whose Equifax credit scores were thrown off by a 2022 coding error can now file a claim in a $100 million Fair Credit Reporting Act settlement. Here’s who qualifies, what the payment could be and why you have to act before December 28, 2026.
01
Oct
“Only THEN Does My Wife With the Prenup Get Anything”: The Surprisingly Important Final Clause in a Will
Most estate-planning conversations begin with the obvious people.
“...
30
Sep
If I Leave My Tennessee Child an Inheritance Outright, Does Their Spouse Have Any Rights to It?
You want to leave your daughter $500,000.
She is married.
30
Sep
Recalled VW, Audi, Range Rover or Rivian? When a Recall Can Turn Into a Lemon Law Claim
In a single week in late September 2026, federal regulators posted recalls covering hundreds of thousands of vehi...
29
Sep
California’s CARS Act Takes Effect October 1: A 3-Day Right to Return Used Cars, Honest Total Prices and Limits on Junk Add-Ons
Starting Thursday, October 1, 2026, California car dealers must advertise a vehicle’s total price, tell you in writing that add-ons are optional, stop charging for add-ons that give you no benefit, and give used-car buyers a 3-day right to cancel. Here’s what the new law says and how to use it.
29
Sep
A Will Becomes Public. A Trust Can Keep Your Estate Private.
Many people think a will is a private document containing final instructions for their family. During your lifeti...
28
Sep
Federal Judge Rules the CFPB Must Be Funded: What the Decision Means for Consumers Dealing With Debt Collectors, Credit Bureaus and Lenders
On September 25, 2026, a federal judge in Oregon ruled that the government’s decision to stop requesting funding for the Consumer Financial Protection Bureau was unlawful and unconstitutional. Here’s what the ruling does, what it doesn’t do, and what it means if you’re dealing with a debt collector, a credit reporting error or a lender.
28
Sep
New Bipartisan Bill Would Cap Interest at 36% on Most Consumer Loans: What the Veterans and Consumers Fair Credit Act Means for You
A new bipartisan House bill, H.R. 10439, would extend the Military Lending Act’s 36% interest-rate cap to every American consumer. Here’s what it would do, what it wouldn’t, and what it means if you’re dealing with a high-cost loan today.
28
Sep
Did You Consent to Robocalls Just by Giving Out Your Number? What Smith v. ExamWorks Means for You
Most people assume a company needs real permission before it can blast their cell phone with prerecorded calls. A...
