Philadelphia residents facing long-term care decisions often have many questions about Medicaid eligibility and asset protection.

Long-Term Care Costs

Nursing home care in the Philadelphia region can be extremely expensive. Medicaid provides critical financial assistance for individuals who meet eligibility requirements.

Financial Eligibility

Medicaid eligibility is based on both income and assets. Applicants may need to reduce certain assets before qualifying.

However, many assets may be exempt, including:

• Personal belongings
• A primary residence under certain conditions
• One vehicle

Why Planning Matters

Understanding Medicaid rules before applying can help avoid delays and financial complications. Early planning can help families explore strategies that protect assets while qualifying for care.