For many families in Bucks County, the home represents both financial security and a lifetime of memories. When long-term care becomes necessary, protecting that home becomes a major concern.

Is Your Home Protected?

In many cases, a primary residence may be considered an exempt asset for Medicaid eligibility if:

• The individual intends to return home
• A spouse continues living in the home
• Certain family members reside in the property

This means entering a nursing home does not automatically require selling the home.

Estate Recovery Concerns

Although the home may be protected during the individual’s lifetime, Pennsylvania may pursue estate recovery after death to recover certain Medicaid costs.

Understanding how estate recovery works can help families make informed planning decisions.