Nursing home care can quickly exhaust savings. When this happens, families often wonder what options remain.

Medicaid as a Safety Net

Medicaid is the primary program that pays for long-term nursing home care when individuals can no longer afford private payment.

If a resident runs out of money, they may apply for Medicaid to cover ongoing care.

The Application Process

Applicants must demonstrate financial eligibility and medical necessity for nursing home care.

Facilities often assist families with the application process.

Planning Ahead

Because the application process can be complex, early planning may help families avoid financial stress during an already difficult time.