Can a Hospital Garnish Your Wages for Medical Debt? Know Your Rights
You wake up, check your bank account on payday, and notice your paycheck i...
06
Oct
Monthly Archives: October 2026
06
Oct
The 7-in-7 Rule: How to Stop Debt Collector Harassment Under Federal Law
If you have ever felt like your phone is no longer your own because of rel...
05
Oct
Can a Debt Collector Garnish Your Wages on an Old Judgment? A Federal Court Says Collecting on an Expired Judgment Violates the FDCPA
A federal judge in Washington ruled that collectors broke the Fair Debt Collection Practices Act by garnishing a couple’s wages on a judgment that had expired more than a year earlier. Here’s what happened, how long judgments last in several states, and what to do if a collector comes after you on an old judgment.
05
Oct
FTC and Two States Sue Lens.com Over a Hidden “Taxes & Fees” Charge That Allegedly Doubled Contact Lens Prices: What Online Shoppers Should Know
On October 2, 2026, the FTC, Nevada and Utah sued Lens.com, alleging it advertised low contact lens prices and then added a mandatory “Taxes & fees” charge hidden below the fold at checkout. Here’s what the case claims, what the law says about hidden fees, and how to protect yourself.
05
Oct
Your Mortgage May Soon Depend on Two Credit Reports, Not Three. Here’s Why Errors Matter More Now.
FHFA is expected to let mortgage lenders use two credit bureaus instead of three for Fannie Mae and Freddie Mac l...
05
Oct
Ford Recalled Your Ranger, but There’s No Fix Yet. What Should You Do Now?
Ford has recalled about 11,400 2026 Rangers because the center screen can go dark and disable the backup camera, ...
05
Oct
Two Courts Just Narrowed the Do-Not-Call Rules. Here’s What That Means for Your Phone.
Most people assume that once their number is on the National Do-Not-Call Registry, telemarketers have to leave th...
02
Oct
Pennsylvania Senate Passes Bill Letting Banks Freeze Suspicious Transactions to Stop Elder Scams: What SB 738 Would Do
Pennsylvania’s Senate voted 47-2 for SB 738, which would let banks and credit unions temporarily hold suspicious transactions when they believe an older adult is being financially exploited. Here’s what the bill would do, what it would mean for families and agents under a power of attorney, and what to do now.
02
Oct
Subsidized vs. Unsubsidized Student Loans in Bankruptcy
One question comes up in almost every consult with a client who has student debt: "Most of my loans are subsidize...
01
Oct
Equifax’s $100 Million Credit Score Settlement Is Open for Claims: Who Qualifies, What You Could Get and the December 28 Deadline
About 4 million people whose Equifax credit scores were thrown off by a 2022 coding error can now file a claim in a $100 million Fair Credit Reporting Act settlement. Here’s who qualifies, what the payment could be and why you have to act before December 28, 2026.
