22 Feb

FDCPA

The Detailed History of the Fair Debt Collection Practices Act (FDCPA)

• February 22, 2026
• By AmyGinsburg

The Fair Debt Collection Practices Act (FDCPA), enacted in 1977, is one of the most important consumer protection...

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22 Feb

FCRA, FDCPA, TCPA

What Was Chevron Deference? History, Purpose, and Why Its Overturning Matters

• February 22, 2026
• By AmyGinsburg

Chevron deference originated in a 1984 Supreme Court case:Chevron U.S.A., Inc. v. Natural Resources Defense Counc...

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22 Feb

FCRA, FDCPA, TCPA, Consumer Protection

No More Chevron: How Federal Agencies Lost Their Biggest Legal Shield

• February 22, 2026
• By AmyGinsburg

Chevron deference came from a 1984 Supreme Court case:Chevron U.S.A., Inc. v. Natural Resources Defense Council. ...

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22 Feb

FCRA, FDCPA, TCPA

The Supreme Court’s Impact on Consumer Protection Lawsuits

• February 22, 2026
• By AmyGinsburg

In recent years, two United States Supreme Court decisions have significantly reshaped consumer protection litiga...

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22 Feb

FCRA, FDCPA, TCPA

Standing in Consumer Protection Lawsuits: FDCPA, FCRA, and TCPA Explained

• February 22, 2026
• By AmyGinsburg

If you’ve been harassed by debt collectors, had errors on your credit report, or received unwanted robocalls, you...

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21 Feb

Debt Defense, FDCPA

The Debt Buying Process Explained: From Charge-Off to Collection Lawsuit

• February 21, 2026
• By AmyGinsburg

Many people are surprised to learn that when a debt goes unpaid, it often doesn’t just “sit” with the original cr...

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20 Feb

FCRA, FDCPA

FDCPA vs. FCRA: How to Tell Which Claim You Have

• February 25, 2026
• By AmyGinsburg

If you’re dealing with debt collectors or credit report errors, you’ve probably seen two acronyms:

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20 Feb

Debt Defense, FCRA, FDCPA

How to Dispute a Debt the Right Way (Step-by-Step Guide)

• February 20, 2026
• By AmyGinsburg

If you see a debt on your credit report that is wrong, inflated, or not yours, disputing it the right way matters...

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20 Feb

FCRA, FDCPA

Is Reporting to Credit Bureaus a “Communication” Under the FDCPA?

• February 20, 2026
• By AmyGinsburg

(And What Happens If the Debt Is Wrong, Disputed, or Not Validated?)

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18 Feb

FDCPA

Top 10 FDCPA Violations (And How to Spot Them)

• February 18, 2026
• By AmyGinsburg

Most people know debt collectors can’t threaten jail or use abusive language.

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