Federal consumer-protection lawsuits rose 31% in 2025 to the highest level in ten years, led by a 44% jump in Fair Credit Reporting Act cases and a 63% jump in robocall and text cases. Here’s what the new Lex Machina report found and how to tell whether a credit-reporting error or unwanted call gives you a claim.
A federal judge in Washington ruled that collectors broke the Fair Debt Collection Practices Act by garnishing a couple’s wages on a judgment that had expired more than a year earlier. Here’s what happened, how long judgments last in several states, and what to do if a collector comes after you on an old judgment.
On September 25, 2026, a federal judge in Oregon ruled that the government’s decision to stop requesting funding for the Consumer Financial Protection Bureau was unlawful and unconstitutional. Here’s what the ruling does, what it doesn’t do, and what it means if you’re dealing with a debt collector, a credit reporting error or a lender.
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