Wage Garnishment in 2026: What You Need to Know About Your Rights
The landscape of consumer debt is shifting rapidly in 2026.
Accordi...
06
Oct
Tag Archives: FDCPA
06
Oct
Can a Hospital Garnish Your Wages for Medical Debt? Know Your Rights
You wake up, check your bank account on payday, and notice your paycheck i...
05
Oct
Can a Debt Collector Garnish Your Wages on an Old Judgment? A Federal Court Says Collecting on an Expired Judgment Violates the FDCPA
A federal judge in Washington ruled that collectors broke the Fair Debt Collection Practices Act by garnishing a couple’s wages on a judgment that had expired more than a year earlier. Here’s what happened, how long judgments last in several states, and what to do if a collector comes after you on an old judgment.
28
Sep
Federal Judge Rules the CFPB Must Be Funded: What the Decision Means for Consumers Dealing With Debt Collectors, Credit Bureaus and Lenders
On September 25, 2026, a federal judge in Oregon ruled that the government’s decision to stop requesting funding for the Consumer Financial Protection Bureau was unlawful and unconstitutional. Here’s what the ruling does, what it doesn’t do, and what it means if you’re dealing with a debt collector, a credit reporting error or a lender.
24
Sep
A Debt Collector Sued You. Does Filing the Lawsuit Violate the FDCPA?
A collection suit is serious, but filing one is not automatically an FDCPA violation. Here are the documents and ...
19
Sep
Why Don’t Consumers Show Up to Court? The Default-Judgment Problem in Debt Collection Lawsuits
Every day, consumers are sued over credit-card balances, personal loans, medical debts, and accounts purchased by...
02
Sep
Debt-Buyer Lawsuits Are on the Rise: Why More Consumers Are Being Taken to Court
For years, the stereotypical image of debt collection involved a telephone.
31
Aug
The Debt-Buying Industry Is Consolidating—and a Handful of Companies Now Dominate Consumer Collection Lawsuits
If you have been sued over an old credit-card debt, there is a good chance the name on the complaint is not the b...
30
Aug
Who Is Really Collecting the Debt? Inside Sherman Financial, LVNV Funding, and Resurgent Capital Services
If you have received a collection letter from Resurgent Capital Services, seen LVNV Funding on your credit report...
27
Aug
Midland Credit Management Is Collecting More Than Ever: What Encore Capital Group’s Numbers Tell Us About Its Debt-Collection Strategy
If you have ever received a collection letter from Midland Credit Management, been sued by Midland Funding, or se...
