About 4 million people whose Equifax credit scores were thrown off by a 2022 coding error can now file a claim in a $100 million Fair Credit Reporting Act settlement. Here’s who qualifies, what the payment could be and why you have to act before December 28, 2026.
On September 25, 2026, a federal judge in Oregon ruled that the government’s decision to stop requesting funding for the Consumer Financial Protection Bureau was unlawful and unconstitutional. Here’s what the ruling does, what it doesn’t do, and what it means if you’re dealing with a debt collector, a credit reporting error or a lender.
Most negative items can stay on a credit report for seven years, and bankruptcies can stay for up to ten. Here is how the Fair Credit Reporting Act time limits work, when the clock starts and what to do if an old debt won’t go away.
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