24 Mar

Debt Defense

The Climate Debt Trap: Predatory Lending After Disasters and How to Avoid It

• March 20, 2026
• By AmyGinsburg

When people think about climate change, they usually picture storms, floods, wildfires, and rising temperatures. ...

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24 Mar

Debt Defense, Consumer Protection, Consumer Law

The Debt You Never Chose: How Coerced Debt Destroys Credit

• March 20, 2026
• By AmyGinsburg

Financial abuse is one of the most insidious—and least understood—forms of intimate partner violence. While physi...

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21 Mar

Debt Defense, Consumer Law

The Hidden Disadvantages of Going to Court Without a Lawyer

• March 20, 2026
• By AmyGinsburg

Every day, across the country, millions of people walk into courtrooms alone.

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19 Mar

Debt Defense

Negotiating Student Loan Debt: What You Need to Know Before You Settle

• March 18, 2026
• By AmyGinsburg

Student loan debt can feel overwhelming—but many borrowers don’t realize that negotiation is sometimes possible, ...

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18 Mar

Uncategorized

Your Guide to Wage Garnishment Laws by State for 2026

• March 18, 2026
• By AmyGinsburg

Before a creditor can touch your paycheck, they have to play by the rules. While the specific protections you have can vary based on wa...

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16 Mar

FDCPA, Debt Defense

Dealing with Debt Collectors: Your Rights Under the FDCPA

• March 13, 2026
• By AmyGinsburg

Getting calls or letters from debt collectors can feel overwhelming. The Fair Debt Collection Practices Act (FDCP...

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13 Mar

Debt Defense

What Happens If You Ignore a Debt Collection Lawsuit?

• March 13, 2026
• By AmyGinsburg

Receiving a debt collection lawsuit can be stressful and confusing. Some people feel overwhelmed and hope the pro...

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13 Mar

Debt Defense

What Happens If You Ignore a Debt Collection Lawsuit?

• March 13, 2026
• By AmyGinsburg

Receiving a lawsuit from a debt collector can be frightening. Many people feel overwhelmed and hope the problem w...

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12 Mar

Debt Defense

Your Guide to Wage Garnishment Laws by State for 2026

• March 12, 2026
• By AmyGinsburg

Before a creditor can touch your paycheck, they have to play by the rules. While the specific protections you hav...

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09 Mar

Debt Defense

Served With a Debt Collection Lawsuit? 7 Steps to Take in the First Week

• March 9, 2026
• By AmyGinsburg

Served With a Debt Collection Lawsuit? 7 Steps to Take in the First Week

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