Man in a blue shirt reviews a printed Credit Report document at a tidy desk with a laptop nearby and a small envelope on the desk.

Disputed a Hard Inquiry With Equifax? A $30 Million Settlement Has a November 29 Deadline, and a TransUnion Bankruptcy-Reporting Settlement Closes October 30

Equifax agreed to a $30 million settlement over how it handled mailed disputes of hard inquiries, with claims due November 29, 2026. A separate $8.31 million TransUnion settlement over bankruptcy remarks has an October 30 deadline. Here’s who qualifies, what each pays, and what to do if a credit bureau brushed off your dispute.

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Federal Judge Rules the CFPB Must Be Funded: What the Decision Means for Consumers Dealing With Debt Collectors, Credit Bureaus and Lenders

On September 25, 2026, a federal judge in Oregon ruled that the government’s decision to stop requesting funding for the Consumer Financial Protection Bureau was unlawful and unconstitutional. Here’s what the ruling does, what it doesn’t do, and what it means if you’re dealing with a debt collector, a credit reporting error or a lender.

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