FCRA lawsuits are up 43.8% this year while the CFPB scales back oversight. Learn how to dispute credit report errors and when to get help.
Seventeen state attorneys general announced a nearly $664 million settlement with Snap Finance on October 21, 2026. More than 303,000 charged-off lease-to-own accounts from 2017 to 2022 will be wiped out, including about 148,000 in Texas and 62,000 in Florida. Here’s who qualifies, what changes, and what to do if a collector is still chasing you.
Federal consumer-protection lawsuits rose 31% in 2025 to the highest level in ten years, led by a 44% jump in Fair Credit Reporting Act cases and a 63% jump in robocall and text cases. Here’s what the new Lex Machina report found and how to tell whether a credit-reporting error or unwanted call gives you a claim.
Equifax agreed to a $30 million settlement over how it handled mailed disputes of hard inquiries, with claims due November 29, 2026. A separate $8.31 million TransUnion settlement over bankruptcy remarks has an October 30 deadline. Here’s who qualifies, what each pays, and what to do if a credit bureau brushed off your dispute.
About 4 million people whose Equifax credit scores were thrown off by a 2022 coding error can now file a claim in a $100 million Fair Credit Reporting Act settlement. Here’s who qualifies, what the payment could be and why you have to act before December 28, 2026.
On September 25, 2026, a federal judge in Oregon ruled that the government’s decision to stop requesting funding for the Consumer Financial Protection Bureau was unlawful and unconstitutional. Here’s what the ruling does, what it doesn’t do, and what it means if you’re dealing with a debt collector, a credit reporting error or a lender.
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