02 Apr Debt Defense, Debt Resolution, Consumer Law, FCRA Statement Closing Date vs. Payment Due Date: What Actually Matters for Interest, Credit Reporting, and Your Financial Health April 2, 2026 By AmyGinsburg When it comes to credit cards, most people focus on one date—and one date only: Continue reading
02 Apr Debt Resolution, Consumer Law, Consumer Protection, FCRA Stop Treating Your Credit Card Like Extra Money — Start Treating It Like a Bill April 2, 2026 By AmyGinsburg For many people, credit cards feel like a financial safety net—or worse, a source of “extra” money. Swipe now, wo...Continue reading
02 Apr FDCPA, Debt Resolution, Consumer Law, Consumer Protection, FCRA, Debt Defense Time for Truth: You cannot keep using your credit cards while trying to pay them off. April 2, 2026 By AmyGinsburg If you’re serious about getting out of credit card debt, here’s a hard truth most people don’t want to hear: Continue reading
02 Apr Consumer Law, Consumer Protection How Consumer Protection Law Fights Poverty: The Economic Justice Case March 20, 2026 By AmyGinsburg For decades, consumer protection law has often been viewed as a technical field—focused on disclosures, complianc...Continue reading
27 Mar Consumer Law, Consumer Protection How Poverty and Consumer Law Collide in Everyday Life March 20, 2026 By AmyGinsburg Consumer law can sound like a technical subject. It brings to mind contracts, disclosures, finance charges, and l...Continue reading
24 Mar Debt Defense, Consumer Law, Consumer Protection The Debt You Never Chose: How Coerced Debt Destroys Credit March 20, 2026 By AmyGinsburg Financial abuse is one of the most insidious—and least understood—forms of intimate partner violence. While physi...Continue reading
21 Mar Consumer Law, Debt Defense The Hidden Disadvantages of Going to Court Without a Lawyer March 20, 2026 By AmyGinsburg Every day, across the country, millions of people walk into courtrooms alone. Continue reading
27 Feb FCRA, Consumer Law, TCPA, FDCPA What Is Consumer Law: Your Guide to Fighting Back February 27, 2026 By AmyGinsburg At its heart, consumer law is your shield. It's a broad area of law designed to protect you—the individual—from u...Continue reading