FDCPA Debt Collection — 10 Things Collectors Can’t Do (and What You Should Save)
The quick idea
The Fair Debt Collection Practices Act (FDCPA) sets ...
21
Jul
Posts by AmyGinsburg
21
Jul
Lemon Law / Breach of Warranty — The “3 Repair Visits” Myth and What Actually Matters
The quick idea
Many people hear “you need 3 repair visits” to quali...
21
Jul
Dealer Fraud — Spot Delivery “Yo-Yo Financing”: How It Works and What to Do
The quick idea
You drive off the lot thinking the deal is done—then...
21
Jul
Credit Report Errors (FCRA): A Step-by-Step Plan to Dispute Mistakes and Protect Your Score
Why credit report errors are a big deal
A wrong item on your credit...
21
Jul
TCPA Robocalls and Unwanted Texts: What Counts as Illegal and How to Build a Strong Record
Why the TCPA matters
The Telephone Consumer Protection Act (TCPA) i...
21
Jul
FDCPA Debt Collection Harassment: A Consumer-Friendly Guide to Protecting Yourself
What the FDCPA is
The Fair Debt Collection Practices Act (FDCPA) is...
21
Jul
Lemon Law vs. Breach of Warranty: How to Tell Which One Fits Your Vehicle Problem
Why this matters
When your car keeps having the same issue—especial...
21
Jul
Dealer Fraud: Spot Delivery Scams — What They Are and What to Do Next
The quick definition (plain English)
“Spot delivery” is when a deal...
21
Jul
Auto Loan Rates Are Still High: What Every Car Buyer Should Know Before Financing a Vehicle
Before You Sign the Loan Papers, Understand What Higher Interest Rates Really Mean for Your Wallet
21
Jul
The Credit Score You Really Need to Buy a Home in 2026
Why There Isn't One "Magic Number"—And What Mortgage Lenders Are Really Looking For
