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FTC Drops Its “Payment Packing” Case Against Three Texas Car Dealerships: What It Means If You Were Charged for Add-Ons You Didn’t Want

On October 5, 2026, the FTC dismissed its two-year-old complaint accusing three Asbury-owned Texas dealerships of “payment packing” and charging buyers for add-ons they never agreed to. The allegations were never decided. Here’s why the case ended, and why car buyers can still fight hidden add-on charges under state law.

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Can a Debt Collector Garnish Your Wages on an Old Judgment? A Federal Court Says Collecting on an Expired Judgment Violates the FDCPA

A federal judge in Washington ruled that collectors broke the Fair Debt Collection Practices Act by garnishing a couple’s wages on a judgment that had expired more than a year earlier. Here’s what happened, how long judgments last in several states, and what to do if a collector comes after you on an old judgment.

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FTC and Two States Sue Lens.com Over a Hidden “Taxes & Fees” Charge That Allegedly Doubled Contact Lens Prices: What Online Shoppers Should Know

On October 2, 2026, the FTC, Nevada and Utah sued Lens.com, alleging it advertised low contact lens prices and then added a mandatory “Taxes & fees” charge hidden below the fold at checkout. Here’s what the case claims, what the law says about hidden fees, and how to protect yourself.

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California’s CARS Act Takes Effect October 1: A 3-Day Right to Return Used Cars, Honest Total Prices and Limits on Junk Add-Ons

Starting Thursday, October 1, 2026, California car dealers must advertise a vehicle’s total price, tell you in writing that add-ons are optional, stop charging for add-ons that give you no benefit, and give used-car buyers a 3-day right to cancel. Here’s what the new law says and how to use it.

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Federal Judge Rules the CFPB Must Be Funded: What the Decision Means for Consumers Dealing With Debt Collectors, Credit Bureaus and Lenders

On September 25, 2026, a federal judge in Oregon ruled that the government’s decision to stop requesting funding for the Consumer Financial Protection Bureau was unlawful and unconstitutional. Here’s what the ruling does, what it doesn’t do, and what it means if you’re dealing with a debt collector, a credit reporting error or a lender.

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