FDCPA Survival Guide: How to Document Debt Collector Harassment (and Protect Yourself)
The problem: “They keep calling and it’s stressing me out.”
Debt co...
11
Apr
FDCPA
10
Apr
Repossession, Litigation, and Post-Judgment Conduct Remain Active FDCPA Battlegrounds
The newest updates also show that the FDCPA is still being tested in some of the most aggressive forms of collect...
10
Apr
If You Can’t Pay It Off This Cycle, Don’t Swipe: The Rule That Can Keep You Out of Credit Card Debt
Credit cards are one of the most powerful financial tools available—and one of the easiest to misuse.
10
Apr
Debt Collectors and Credit Reports: What the FDCPA Allows (and Forbids)
Debt collectors don’t just call—they often report debts to credit bureaus. But there are strict rules governing w...
09
Apr
FDCPA: Your Complete Guide to Debt Collector Harassment & Your Rights
If you’re being contacted by debt collectors, you have powerful rights under federal law. The Fair Debt Collectio...
09
Apr
Debt Collection Letters: How to Read Them, What to Save, and When to Get Help
Getting a debt collection letter can trigger instant panic. You may worry about being sued, having wages garnishe...
08
Apr
Should You Make Multiple Payments on Your Credit Card Each Month? The Benefits (and When It Actually Matters)
When it comes to managing credit cards, most people follow a simple rule:
07
Apr
Why FDCPA Attorney’s Fees Often Exceed the Damages (And Why That’s the Point)
When consumers learn that attorney’s fees in Fair Debt Collection Practices Act (FDCPA) cases often exceed the ac...
06
Apr
FDCPA and Credit Reporting: More Plaintiffs Are Challenging “Parking” Debts and False Reporting Tactics
A notable theme in the newest FDCPA pleadings is the growing overlap between debt collection conduct and credit r...
02
Apr
Debt Validation vs. Original Creditors: What Consumers Need to Know
If you’ve been contacted about a debt, you’ve probably heard the term “debt validation.” But one of the biggest a...
