02 Apr Debt Defense, FCRA, FDCPA, Consumer Law, Debt Resolution, General Financial Statement Balance vs. Current Balance: The Credit Card Confusion That Costs You Money April 2, 2026 By AmyGinsburg If you’ve ever logged into your credit card account and felt confused by the numbers you see, you’re not alone. Continue reading
02 Apr Debt Defense, FCRA, FDCPA, Consumer Protection, Consumer Law, Debt Resolution Time for Truth: You cannot keep using your credit cards while trying to pay them off. April 2, 2026 By AmyGinsburg If you’re serious about getting out of credit card debt, here’s a hard truth most people don’t want to hear: Continue reading
01 Apr FDCPA New FDCPA Cases Show Continued Focus on Validation Rights and Cease-Communication Violations March 19, 2026 By AmyGinsburg Another major trend in the newest filings is the continued use of the FDCPA’s debt validation and cease-communica...Continue reading
31 Mar FDCPA FDCPA Update: Courts Are Still Dismissing Claims When the Defendant Is Not Actually a “Debt Collector” March 19, 2026 By AmyGinsburg One of the clearest themes in the newest FDCPA decisions is a familiar one: many claims still rise or fall on whe...Continue reading
31 Mar Debt Defense, FDCPA From Disaster to Debt: How Climate Risk Is Fueling Predatory Lending March 20, 2026 By AmyGinsburg Natural disasters have always carried devastating human and economic consequences. But as climate change intensif...Continue reading
31 Mar FDCPA Cease and Desist Letters: How to Stop Debt Collector Calls March 18, 2026 By AmyGinsburg If you’re overwhelmed by constant calls from debt collectors, you have the right to make them stop. Under the FDC...Continue reading
29 Mar Debt Defense, FDCPA Debt Collection Scams: How to Protect Yourself from Fake Collectors March 18, 2026 By AmyGinsburg Not every debt collector is legitimate. In fact, scams involving fake debt collectors are on the rise—and they of...Continue reading
27 Mar Bankruptcy, FDCPA FDCPA Litigation Is Surging Around Bankruptcy and Discharged Debts March 19, 2026 By AmyGinsburg One of the most significant trends in the newest filings is the continued rise of FDCPA claims tied to bankruptcy...Continue reading
27 Mar FDCPA Cease and Desist Letters: How to Stop Debt Collector Calls March 18, 2026 By AmyGinsburg If you’re overwhelmed by constant calls from debt collectors, you have the right to make them stop. Under the FDC...Continue reading
26 Mar Debt Defense, FDCPA Student Loan Debt Collection: Your Rights Under the FDCPA March 18, 2026 By AmyGinsburg Student loan debt affects millions of Americans—but when loans go into default and are sent to collections, borro...Continue reading