The 341 meeting of creditors is a big milestone in a bankruptcy case—but it’s not the end. A lot of people leave the meeting wondering: “What happens next, and how long until I get my discharge?”
Here’s a clear, step-by-step guide to what typically happens after the 341 meeting, especially in a Chapter 7 case.
Step 1: The 60-Day Objection Period Starts
After the 341 meeting date, a key deadline begins running:
- Creditors (and sometimes the trustee) generally have 60 days to file certain objections, including objections related to discharge issues.
Most cases move through this period with no objections, but the deadline matters because it’s part of the court’s timeline.
Step 2: Trustee Review (Documents + Assets)
After the meeting, the trustee typically confirms whether:
- all requested documents were provided,
- your schedules and information are complete,
- there are any non-exempt assets to administer, and
- the case is a no-asset case (most consumer Chapter 7 cases are).
If the trustee needs more information, you may receive:
- a written request for documents, or
- follow-up questions.
Tip: The fastest way to avoid delays is to respond quickly and completely to any trustee request.
Step 3: Complete the Financial Management Course (Debtor Education)
Most filers must complete the second required course (often called the financial management course or debtor education) after filing.
If you don’t complete it on time, your discharge can be delayed—even if everything else in the case is fine.
Step 4: The Objection Deadline Passes
Once the objection period ends:
- If no objections are filed, the case typically moves toward discharge.
- If an objection is filed, the case may take longer and could involve additional court steps.
For most people, this deadline passes quietly.
Step 5: Discharge Is Entered
If everything is in order, the court issues the discharge order—the document that permanently wipes out eligible debts.
In many Chapter 7 cases, the discharge is entered shortly after the objection deadline.
Step 6: The Case Closes (Usually Soon After Discharge)
If the trustee confirms there are no assets to administer, the case often closes soon after discharge.
If there are assets to administer, the discharge may still enter, but the case can remain open longer while the trustee completes the asset process.
Bottom Line
After the 341 meeting, most cases follow a predictable path:
- 60-day objection period
- Trustee review / any follow-up documents
- Debtor education course
- Objection deadline passes
- Discharge entered
- Case closes


