FCRA

Free Credit Report Error Consultation

Is There an Error on Your Credit Report?

Wrong balance.
Account not yours.
Paid debt still reporting.
Debt not marked disputed.
Bankruptcy still showing as collectible.

If your credit report is inaccurate, it can cost you:

  • Mortgage approval
  • Car loans
  • Business financing
  • Employment opportunities
  • Rental housing

You do not have to accept inaccurate reporting.


What We Evaluate in a Credit Report Error Consultation

During your consultation, we review:

  • The specific reporting error
  • Whether a proper dispute was filed
  • Whether the investigation was legally sufficient
  • Potential FDCPA and/or FCRA violations
  • Documented damages (loan denials, higher interest rates, etc.)

Not every error becomes a lawsuit — but many consumers don’t realize when their rights have been violated.


Signs You May Have a Case

✔ You disputed and nothing changed
✔ The account is not yours
✔ The balance is wrong
✔ The debt is too old to report
✔ It wasn’t marked as disputed
✔ It still reports after bankruptcy discharge
✔ You were denied credit because of it


Why Documentation Matters

Strong cases require:

  • Copies of disputes
  • Investigation responses
  • Timeline of reporting
  • Evidence of damages

If you’ve preserved your records, that’s powerful.

If not, we can guide you on what to gather.


Your Credit Impacts Your Life

Credit errors affect:

  • Interest rates
  • Insurance premiums
  • Housing access
  • Business growth
  • Peace of mind

Accuracy is not optional under federal law.


Schedule a Credit Report Review

If you believe your credit report contains errors that weren’t properly corrected, schedule a consultation.

We evaluate whether:

  • The reporting violated federal law
  • The investigation was reasonable
  • You may be entitled to remedies

📞 Call 855-978-564

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