24 Mar

FDCPA, Foreclosure

👉 When is foreclosure actually “debt collection” under the FDCPA?

• March 24, 2026
• By AmyGinsburg
• 0 comments

This question is front and center in recent federal cases—and the answer can completely determine whether a consu...

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24 Mar

Debt Defense

The Climate Debt Trap: Predatory Lending After Disasters and How to Avoid It

• March 20, 2026
• By AmyGinsburg
• 0 comments

When people think about climate change, they usually picture storms, floods, wildfires, and rising temperatures. ...

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24 Mar

Consumer Protection, Consumer Law, Debt Defense

The Debt You Never Chose: How Coerced Debt Destroys Credit

• March 20, 2026
• By AmyGinsburg
• 0 comments

Financial abuse is one of the most insidious—and least understood—forms of intimate partner violence. While physi...

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22 Mar

FDCPA

Debt Validation Letters: How to Use Your FDCPA Rights to Stop Collection

• March 18, 2026
• By AmyGinsburg
• 0 comments

If a debt collector contacts you, one of the most powerful tools you have is the debt validation letter. This rig...

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21 Mar

Consumer Law, Debt Defense

The Hidden Disadvantages of Going to Court Without a Lawyer

• March 20, 2026
• By AmyGinsburg
• 0 comments

Every day, across the country, millions of people walk into courtrooms alone.

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20 Mar

FDCPA

Can Debt Collectors Sue You? Your Rights Under the FDCPA

• March 18, 2026
• By AmyGinsburg
• 0 comments

One of the most common fears consumers have is: Can a debt collector sue me?

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19 Mar

Debt Defense

Negotiating Student Loan Debt: What You Need to Know Before You Settle

• March 18, 2026
• By AmyGinsburg
• 0 comments

Student loan debt can feel overwhelming—but many borrowers don’t realize that negotiation is sometimes possible, ...

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18 Mar

FDCPA

Top Debt Collector Violations (and What You Can Do About Them)

• March 18, 2026
• By AmyGinsburg
• 0 comments

If you’ve ever felt harassed, intimidated, or misled by a debt collector, you’re not alone—and more importantly, ...

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18 Mar

FDCPA

Cease and Desist Letters: How to Stop Debt Collector Calls

• March 18, 2026
• By AmyGinsburg
• 0 comments

If you’re overwhelmed by constant calls from debt collectors, you have the right to make them stop. Under the FDC...

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17 Mar

FDCPA

Complete Guide to the Fair Debt Collection Practices Act (FDCPA)

• March 17, 2026
• By AmyGinsburg
• 0 comments

If you’ve ever been contacted by a debt collector, you may have wondered: What are my rights? The Fair Debt Colle...

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