17 Feb

Debt Defense

What Defenses Work Best Against Debt Buyers Like Midland Funding or Portfolio Recovery?

• February 17, 2026
• By AmyGinsburg

If you’ve been sued by a debt buyer like Midland Funding or Portfolio Recovery Associates, you are not alone.

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17 Feb

Debt Defense

How to Respond to a Credit Card Debt Lawsuit (Step-by-Step)

• February 17, 2026
• By AmyGinsburg

Getting served with a credit card debt lawsuit can be terrifying — especially if you don’t have the money to pay ...

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17 Feb

Debt Defense

What Happens If You Ignore a Credit Card Debt Lawsuit?

• February 17, 2026
• By AmyGinsburg

If you’ve been served with court papers for a credit card debt lawsuit, you may be thinking:

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16 Feb

Debt Defense

I’m Being Sued for Credit Card Debt — What Do I Do?

• February 16, 2026
• By AmyGinsburg

Opening your mail and seeing a court summons for credit card debt can be terrifying.

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12 Feb

Debt Defense

Your Guide to the Statute of Limitations on Debt

• February 12, 2026
• By AmyGinsburg

Think of the statute of limitations on debt as a legal expiration date. It's a state law that puts a st...

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11 Feb

Debt Defense, FCRA, FDCPA

Your Rights Under the FDCPA: Stop Harassment and Illegal Debt Collection

• February 11, 2026
• By AmyGinsburg

The Fair Debt Collection Practices Act (FDCPA) is a cornerstone of consumer rights, serving as the offi...

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03 Feb

Bankruptcy

Can Bankruptcy Eliminate Medical Debt? What You Need to Know

• February 3, 2026
• By AmyGinsburg

Medical debt is one of the most common reasons people consider bankruptcy — and one of the most unfair.

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03 Feb

Debt Defense, FDCPA

How to Stop Debt Collectors: A Guide to Your Consumer Rights

• February 3, 2026
• By AmyGinsburg

Your first move is your most important one: never admit you owe the debt or even confirm who you are on that...

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02 Feb

Debt Defense, FDCPA

Debt Collector Lawsuit? Don’t Panic—Here’s What to Do

• February 2, 2026
• By AmyGinsburg

Yes, a debt collector can absolutely sue you. This isn't just an empty threat used to scare you; it's a very real...

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29 Jan

Debt Defense, FCRA, FDCPA

How to Dispute Debt Using Your Consumer Rights

• January 29, 2026
• By AmyGinsburg

When you're contacted about a debt you don't believe you owe, your first move isn't to panic or pay—it's to chall...

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