29 Mar

Debt Defense, FDCPA

Debt Collection Scams: How to Protect Yourself from Fake Collectors

• March 18, 2026
• By AmyGinsburg
• 0 comments

Not every debt collector is legitimate. In fact, scams involving fake debt collectors are on the rise—and they of...

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29 Mar

Debt Defense

Mass Defense vs. Default Judgments: A New Strategy to Shift the Legal System

• March 20, 2026
• By AmyGinsburg
• 0 comments

The American legal system is built on a foundational promise: that every person is entitled to their “day in cour...

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28 Mar

Debt Defense

How to Answer a Debt Collection Lawsuit (Step-by-Step Guide)

• March 13, 2026
• By AmyGinsburg
• 0 comments

Being served with a debt collection lawsuit can be overwhelming. Many consumers are unsure what to do after recei...

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28 Mar

Debt Defense

Credit Cards vs. Debit Cards: Which One Is Actually Safer for Your Wallet?

• March 20, 2026
• By AmyGinsburg
• 0 comments

For years, consumers have heard mixed messages about credit cards and debit cards.

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26 Mar

Debt Resolution, Debt Defense

The Hidden Cost of Consumer Debt: How It Restricts Mobility

• March 20, 2026
• By AmyGinsburg
• 0 comments

Consumer debt is often framed as a tool of opportunity—a means to build credit, access education, purchase a home...

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24 Mar

Debt Defense

Statute of Limitations for Credit Card Debt by State (Complete Guide)

• March 13, 2026
• By AmyGinsburg
• 0 comments

When consumers fall behind on credit card payments, they often worry about whether a creditor or debt buyer may f...

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24 Mar

Debt Defense, FDCPA

Is the defendant even a “debt collector”?

• March 24, 2026
• By AmyGinsburg
• 0 comments

One of the most overlooked — and outcome-determinative — issues in FDCPA litigation right now is this:

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24 Mar

Debt Defense

The Climate Debt Trap: Predatory Lending After Disasters and How to Avoid It

• March 20, 2026
• By AmyGinsburg
• 0 comments

When people think about climate change, they usually picture storms, floods, wildfires, and rising temperatures. ...

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24 Mar

Consumer Protection, Consumer Law, Debt Defense

The Debt You Never Chose: How Coerced Debt Destroys Credit

• March 20, 2026
• By AmyGinsburg
• 0 comments

Financial abuse is one of the most insidious—and least understood—forms of intimate partner violence. While physi...

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21 Mar

Consumer Law, Debt Defense

The Hidden Disadvantages of Going to Court Without a Lawyer

• March 20, 2026
• By AmyGinsburg
• 0 comments

Every day, across the country, millions of people walk into courtrooms alone.

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