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FCRA

02 Apr

FCRA, Real Estate, Foreclosure

Can a New Mortgage Lender Report a Delinquent Debt in the First 60–90 Days After Taking Over Your Loan?

April 2, 2026
By AmyGinsburg

When your mortgage loan is transferred from one lender or servicer to another, it can feel like the ground shifts...

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26 Mar

Did You Know You Can Bring a Case Under the Fair Credit Reporting Act (FCRA)?

March 26, 2026
By AmyGinsburg

Most people think credit reporting errors are just something you have to live with.

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25 Mar

How to Fix Credit Report Errors: A Complete FCRA Documentation Guide

March 26, 2026
By AmyGinsburg

A credit report error can cost you real money—higher interest rates, denied housing, or lost job opportunities. T...

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24 Mar

Credit Report Errors That Won’t Go Away: How to Build a Strong FCRA Dispute File

March 24, 2026
By AmyGinsburg

If your credit report keeps showing the same wrong information after you dispute it, you may need a better “dispute file.” The Fair Credit Reporting Act (FCRA) is detail-driven—what you sent, when you sent it, and what proof you included can matter.

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21 Mar

Identity Theft and Fraudulent Accounts Remain a Major Focus in New FCRA Filings

March 19, 2026
By AmyGinsburg

Another clear trend in these updates is the continued rise of identity theft and fraudulent tradeline claims.

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20 Mar

Another Reminder From the Courts: Not Every Credit Dispute Creates an FCRA Claim

March 19, 2026
By AmyGinsburg

A second major theme from these recent updates is one courts repeat often: not every credit problem becomes a val...

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20 Mar

Credit Report Errors and the FCRA: A Step-by-Step Guide to Disputing (and Proving) Mistakes

March 20, 2026
By AmyGinsburg

A credit report error can cost you real money—higher interest rates, a denied apartment, or a job offer that sudd...

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19 Mar

Arbitration, Standing, and Procedure: Why FCRA Cases Are Often Fought Before the Merits

March 19, 2026
By AmyGinsburg

One of the most important lessons from these latest updates is that many FCRA cases are heavily litigated before ...

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19 Mar

FCRA Update: Courts Keep Focusing on Whether a Real Investigation Actually Happened

March 19, 2026
By AmyGinsburg

One theme stood out across this latest wave of Fair Credit Reporting Act cases: courts are still closely examinin...

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19 Mar

FCRA Credit Reporting Errors — How to Dispute the Right Way (So It’s Documented)

March 19, 2026
By AmyGinsburg

Why credit report errors matter A credit report error can affect:

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Send Us a Message

Email: info@ginsburglawgroup.com

Office: 855-978-6564

Fax: 855-777-0043

Locations

Headquarters:

Ginsburg Law Group, P.C.
653 W. Skippack Pike
Suite 300-71
Blue Bell, PA 19422

Mailing Addresses:

10265 Rockingham Drive Ste. 100 PMB 6088 Sacramento, CA 95827
5450 Highway 153 Suite 126 #1064 Hixson, TN 37421
849 Fairmount Ave Suite 200 Towson, MD 21286

Mailing Addresses:

3236 Forum Blvd #1014 Fort Myers, FL 33905
2186 Jackson Keller Rd San Antonio, TX 78213

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