24 Mar

Debt Defense

Statute of Limitations for Credit Card Debt by State (Complete Guide)

• March 13, 2026
• By AmyGinsburg

When consumers fall behind on credit card payments, they often worry about whether a creditor or debt buyer may f...

Continue reading

24 Mar

Debt Defense, FDCPA

Is the defendant even a “debt collector”?

• March 24, 2026
• By AmyGinsburg

One of the most overlooked — and outcome-determinative — issues in FDCPA litigation right now is this:

Continue reading

24 Mar

Debt Defense

The Climate Debt Trap: Predatory Lending After Disasters and How to Avoid It

• March 20, 2026
• By AmyGinsburg

When people think about climate change, they usually picture storms, floods, wildfires, and rising temperatures. ...

Continue reading

24 Mar

Debt Defense, Consumer Protection, Consumer Law

The Debt You Never Chose: How Coerced Debt Destroys Credit

• March 20, 2026
• By AmyGinsburg

Financial abuse is one of the most insidious—and least understood—forms of intimate partner violence. While physi...

Continue reading

21 Mar

Debt Defense, Consumer Law

The Hidden Disadvantages of Going to Court Without a Lawyer

• March 20, 2026
• By AmyGinsburg

Every day, across the country, millions of people walk into courtrooms alone.

Continue reading

19 Mar

Debt Defense

Negotiating Student Loan Debt: What You Need to Know Before You Settle

• March 18, 2026
• By AmyGinsburg

Student loan debt can feel overwhelming—but many borrowers don’t realize that negotiation is sometimes possible, ...

Continue reading

16 Mar

Debt Defense, FDCPA

Dealing with Debt Collectors: Your Rights Under the FDCPA

• March 13, 2026
• By AmyGinsburg

Getting calls or letters from debt collectors can feel overwhelming. The Fair Debt Collection Practices Act (FDCP...

Continue reading

13 Mar

Debt Defense

What Happens If You Ignore a Debt Collection Lawsuit?

• March 13, 2026
• By AmyGinsburg

Receiving a debt collection lawsuit can be stressful and confusing. Some people feel overwhelmed and hope the pro...

Continue reading

13 Mar

Debt Defense

What Happens If You Ignore a Debt Collection Lawsuit?

• March 13, 2026
• By AmyGinsburg

Receiving a lawsuit from a debt collector can be frightening. Many people feel overwhelmed and hope the problem w...

Continue reading

12 Mar

Debt Defense

Your Guide to Wage Garnishment Laws by State for 2026

• March 12, 2026
• By AmyGinsburg

Before a creditor can touch your paycheck, they have to play by the rules. While the specific protections you hav...

Continue reading