16 Jul

Debt Defense, Consumer Protection

Americans Now Owe $18.8 Trillion: What the Latest Household Debt Report Means for Your Financial Future

• July 16, 2026
• By AmyGinsburg

The latest Household Debt and Credit Report from the Federal Reserve Bank of New York paints a picture of an Amer...

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13 Jul

Debt Defense

Think Twice Before Adding a Parent or Child to Your Bank Account: Their Debt Could Freeze Your Money

• July 13, 2026
• By AmyGinsburg

Many families add a parent, adult child, or other loved one to a bank account for convenience. Maybe it's to help...

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11 Jul

Debt Defense, Consumer Law

Needs vs. Wants: How to Build a Budget That Actually Works

• July 4, 2026
• By AmyGinsburg

Creating a budget sounds simple in theory. Spend less than you earn, save money, and avoid unnecessary debt. But ...

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11 Jul

Debt Defense

Marital Debt Relief: A Complete Guide to Managing Debt During Marriage, Divorce, and Beyond

• July 4, 2026
• By AmyGinsburg

Marriage is about building a life together, and for many couples, that includes sharing financial responsibilitie...

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10 Jul

Debt Defense, Student Loan Debt

Private Student Loan Debt Relief: Your Complete Guide to Managing and Resolving Private Student Loan Debt

• July 4, 2026
• By AmyGinsburg

For millions of Americans, earning a college degree came with a significant financial price tag. While federal st...

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10 Jul

Debt Defense, Consumer Law

Credit Counseling: What It Is, How It Works, and Whether It’s the Right Debt Relief Option

• July 4, 2026
• By AmyGinsburg

If you're struggling to keep up with credit card payments, personal loans, medical bills, or other unsecured debt...

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09 Jul

MCA, Debt Defense

Business Debt Relief: A Complete Guide for Small Business Owners Facing Financial Challenges

• July 4, 2026
• By AmyGinsburg

Starting and growing a business requires courage, determination, and often significant financial investment. Most...

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08 Jul

Debt Defense

Inflation May Be Cooling—But Millions of Americans Are Still Feeling the Financial Squeeze

• July 7, 2026
• By AmyGinsburg

Why many families continue to struggle with debt, rising costs, and financial stress even as inflation slows.

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08 Jul

Debt Defense, Lemon Law, FCRA

Can You Negotiate a Credit Report Deletion After a Vehicle Repossession or Lease Deficiency? Understanding “Pay-for-Delete” with Your Auto Lender

• July 8, 2026
• By AmyGinsburg

Few things are more frustrating than discovering that a vehicle lease or finance account has left lasting damage ...

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08 Jul

Debt Defense

Can a Creditor Win a New Jersey Debt Collection Lawsuit Without a Witness?

• June 29, 2026
• By AmyGinsburg

If you've been sued over a credit card, personal loan, medical bill, or other consumer debt in New Jersey, you ma...

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