Denied Chapter 7? Common Reasons People Fail the Means Test
If you’re thinking about filing bankruptcy, you may have already heard about the “means test.” And if you’ve trie...
06
Feb
The Ginsburg Law Group, P.C. Blog
05
Feb
Cedar Financial Debt Collector: How to Verify, Dispute, and Protect Your Rights
Getting a call or letter about Cedar Financial debt can catch you off guard, especially if you don't re...
05
Feb
Debt Validation Letter Template: How to Use It to Dispute a Debt
When a debt collector comes calling, it’s easy to feel overwhelmed and pressured. But before you do anything else...
03
Feb
Can Bankruptcy Eliminate Medical Debt? What You Need to Know
Medical debt is one of the most common reasons people consider bankruptcy — and one of the most unfair.
03
Feb
AI Robocalls + the TCPA: Consent Rules You Need to Know
Your phone rings, you answer, and a voice immediately launches into a sales pitch, except it's not a real person....
03
Feb
How to Stop Debt Collectors: A Guide to Your Consumer Rights
Your first move is your most important one: never admit you owe the debt or even confirm who you are on that...
02
Feb
How to Find Surplus Funds in Texas (And Claim Money You May Be Owed)
Most people don’t realize this, but Texas homeowners sometimes lose a property and still have money owed to them....
02
Feb
Can Bankruptcy Stop Foreclosure in Pennsylvania? What Homeowners Need to Know (Before Sheriff Sale)
If you’re behind on your mortgage in Pennsylvania, you may feel like you’re watching a slow-motion disaster unfol...
02
Feb
Debt Collector Lawsuit? Don’t Panic—Here’s What to Do
Yes, a debt collector can absolutely sue you. This isn't just an empty threat used to scare you; it's a very real...
02
Feb
No Will in PA? Here’s What Happens (Probate, Taxes, Intestacy)
If you're asking "do I need a will in Pennsylvania," the short answer is no, Pennsylvania law doesn't require you...
