Many Pennsylvania residents worry that owning a home will prevent them from qualifying for Medicaid.

Fortunately, Medicaid rules include exemptions for certain assets.

Home Exemption Rules

A primary residence may be exempt if:

• The individual intends to return home
• A spouse continues living in the home
• Certain family members reside there

Because of these rules, many Medicaid applicants are able to qualify while retaining ownership of their homes.

Why Planning Matters

Although the home may be exempt during the owner’s lifetime, it may still be subject to estate recovery later.

Proper planning can help families explore strategies to protect this important asset.