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Disputed a Hard Inquiry With Equifax? A $30 Million Settlement Has a November 29 Deadline, and a TransUnion Bankruptcy-Reporting Settlement Closes October 30

Equifax agreed to a $30 million settlement over how it handled mailed disputes of hard inquiries, with claims due November 29, 2026. A separate $8.31 million TransUnion settlement over bankruptcy remarks has an October 30 deadline. Here’s who qualifies, what each pays, and what to do if a credit bureau brushed off your dispute.

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