22 Feb

FCRA, TCPA, FDCPA

Standing in Consumer Protection Lawsuits: FDCPA, FCRA, and TCPA Explained

• February 22, 2026
• By AmyGinsburg
• 0 comments

If you’ve been harassed by debt collectors, had errors on your credit report, or received unwanted robocalls, you...

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21 Feb

Debt Defense, FDCPA

The Debt Buying Process Explained: From Charge-Off to Collection Lawsuit

• February 21, 2026
• By AmyGinsburg
• 0 comments

Many people are surprised to learn that when a debt goes unpaid, it often doesn’t just “sit” with the original cr...

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20 Feb

FCRA, FDCPA

FDCPA vs. FCRA: How to Tell Which Claim You Have

• February 25, 2026
• By AmyGinsburg
• 0 comments

If you’re dealing with debt collectors or credit report errors, you’ve probably seen two acronyms:

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20 Feb

FDCPA, FCRA, Debt Defense

How to Dispute a Debt the Right Way (Step-by-Step Guide)

• February 20, 2026
• By AmyGinsburg
• 0 comments

If you see a debt on your credit report that is wrong, inflated, or not yours, disputing it the right way matters...

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20 Feb

FDCPA, FCRA

Is Reporting to Credit Bureaus a “Communication” Under the FDCPA?

• February 20, 2026
• By AmyGinsburg
• 0 comments

(And What Happens If the Debt Is Wrong, Disputed, or Not Validated?)

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18 Feb

FDCPA

Top 10 FDCPA Violations (And How to Spot Them)

• February 18, 2026
• By AmyGinsburg
• 0 comments

Most people know debt collectors can’t threaten jail or use abusive language.

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18 Feb

FDCPA

How to Prove an FDCPA Violation (Evidence Checklist)

• February 18, 2026
• By AmyGinsburg
• 0 comments

If you believe a debt collector violated the FDCPA, evidence is critical.

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18 Feb

FDCPA

When Can Debt Collectors Call? FDCPA Time Limits Explained

• February 18, 2026
• By AmyGinsburg
• 0 comments

If a debt collector is calling you early in the morning or late at night, you may be wondering:

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18 Feb

FDCPA

What Counts as an Illegal Third-Party Disclosure Under the FDCPA?

• February 18, 2026
• By AmyGinsburg
• 0 comments

One of the most common FDCPA violations is improper third-party disclosure.

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18 Feb

FDCPA

Can Debt Collectors Contact Me on Social Media?

• February 18, 2026
• By AmyGinsburg
• 0 comments

Yes — but with strict limitations. Debt collectors are increasingly...

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