14 May

FCRA

Credit Report Errors and Identity Mix-Ups: A Step-by-Step FCRA Dispute Plan

• May 14, 2026
• By AmyGinsburg

A wrong account on your credit report can affect loan approvals, interest rates, housing, and even job opportunit...

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14 May

TCPA

Robocalls and Spam Texts: How to Build a Strong TCPA Evidence File (Without Doing Anything Risky)

• May 14, 2026
• By AmyGinsburg

If you’re getting repeated robocalls or spam texts—especially after you asked them to stop—you’re not alone. The ...

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14 May

Dealer Fraud

Dealer Fraud & “Spot Delivery”: What to Do When the Deal Changes After You Drive Off

• May 14, 2026
• By AmyGinsburg

You finally got the car, signed the paperwork, and drove home—then the dealership calls saying the financing “fel...

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14 May

Lemon Law

Lemon Law & Warranty Claims: The Paper Trail That Makes (or Breaks) Your Case

• May 14, 2026
• By AmyGinsburg

When your car keeps going back to the shop for the same problem, it’s exhausting—and expensive. Many people assum...

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14 May

Debt Defense

Can Fighting a Debt Lawsuit Save You Money? What Most People Get Wrong

• April 23, 2026
• By AmyGinsburg

If you’ve been sued for a debt, your first thought is probably something like:

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13 May

Consumer Law, Consumer Protection

Justice Delayed: Why Virtual Court Access Is Essential for Working Families and Seniors

• May 13, 2026
• By AmyGinsburg

For generations, the American justice system has relied on a simple assumption: if you are sued, cited, summoned,...

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13 May

Consumer Law

Supreme Court Shadow Docket Explained: What Consumers Need to Know About Debt, Credit, and Housing Laws

• May 13, 2026
• By AmyGinsburg

Most Americans have never heard the phrase “shadow docket.” Yet in ...

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13 May

FCRA

FCRA Lawsuits Surge in 2026 as Congress, Regulators, and Consumers Push for Major Credit Reporting Changes

• May 13, 2026
• By AmyGinsburg

The Fair Credit Reporting Act (“FCRA”) is once again at the center of intense legal, political, and regulatory at...

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13 May

Debt Defense, FDCPA, Consumer Law

How State Debt Collection Laws Can Provide Stronger Consumer Protections Than the FDCPA

• May 13, 2026
• By AmyGinsburg

When consumers hear about debt collection harassment, robocalls, collection lawsuits, or abusive collection tacti...

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13 May

FDCPA, MCA

Could the FDCPA Soon Apply to Commercial Debt? What Small Business Owners Need to Know

• May 13, 2026
• By AmyGinsburg

For decades, the Fair Debt Collection Practices Act (“FDCPA”) has primarily protected individual consumers—not bu...

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