Many families in Montgomery County are surprised to learn how expensive nursing home care can be. In Pennsylvania, the monthly cost of nursing home care can exceed $10,000, making Medicaid an important program for families facing long-term care expenses.
Medicaid Eligibility Basics
To qualify for nursing home Medicaid in Pennsylvania, applicants must meet both financial and medical eligibility requirements. Medicaid generally requires:
- A medical need for nursing home care
- Income within program limits
- Assets below certain thresholds
Certain assets may be exempt, including a primary residence under specific conditions.
Planning Ahead
Many Montgomery County families assume they must spend all their savings before qualifying for Medicaid. In reality, proper planning may allow individuals to preserve assets while still qualifying for benefits.
Because Medicaid rules are complex, families often consult an elder-law attorney to evaluate their options before applying.
