Estate planning isn’t just for the wealthy. It’s for anyone who wants to make things easier on the people they love—especially during stressful moments.
A basic plan can:
- Make sure your wishes are known
- Reduce confusion and conflict
- Help avoid delays and unnecessary expense
- Protect minor children
This post covers common estate planning documents and a practical prep checklist.
1) A will
A will generally:
- Names who receives your property
- Names a guardian for minor children
- Names an executor (the person who carries out the plan)
Even if you think “everything is simple,” a will is often the foundation.
2) A revocable living trust (for some families)
A trust can help manage assets during life and distribute them after death. It may also help avoid probate for certain assets, depending on how it’s funded and your state’s rules.
Trusts aren’t one-size-fits-all—some people need them, some don’t.
3) Durable power of attorney (financial)
This document allows someone you trust to handle financial matters if you can’t.
4) Health care power of attorney / health care proxy
This allows someone to make medical decisions if you’re unable to communicate.
5) Living will / advance directive
This typically states your preferences about end-of-life care.
6) HIPAA authorization
This can allow your loved ones to receive medical information and talk with providers.
7) Beneficiary and asset review (often overlooked)
Some assets pass outside a will (life insurance, retirement accounts). Part of good planning is reviewing:
- Beneficiary designations
- Joint ownership
- Payable-on-death accounts
What to prepare before meeting with an estate planning attorney
Personal and family information
- Full legal names and addresses
- Marital status and prior marriages
- Names/ages of children (and any special needs considerations)
Asset snapshot
- Home(s) and approximate value
- Bank accounts
- Retirement accounts
- Life insurance
- Vehicles
- Business interests (if any)
Decision list
- Who would serve as executor/trustee?
- Who would be guardian for minor children?
- Who would make medical decisions?
- Who would handle finances if needed?
Special concerns
- Blended family planning
- A beneficiary with disability
- Concerns about spendthrift heirs
- Charitable goals
Practical checklist: “Estate Plan Starter Packet”
- List your assets and where they’re held.
- List your key people (executor, agents, guardians).
- Gather existing documents (old wills, divorce orders, deeds).
- Write down your goals in plain English.
- Make a list of questions.
Next step: make it easier for your family
A basic plan can be one of the most practical gifts you give your family. Ginsburg Law Group, PC can help you understand estate planning options and draft documents tailored to your goals.
If you’re ready to start, contact the firm for an evaluation and bring your “starter packet” so the process is smoother and faster.
